

Josh Cranfill, Ruoff Mortgage
Senior Loan Officer | NMLS# 1150967 | Ruoff Mortga...

I'm not your average Mortgage Loan Officer—I see beyond mortgages to the lives and dreams they impact. I prioritize understanding your unique story for a tailor-made solution, whether you're a first-time buyer or refinancing. My commitment... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Josh Cranfill is hands down one of the best loan officers I’ve worked with. He answers every call and is always available when I need him. He shows up to every closing and genuinely supports the entire process. The financing side of homebuying...
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Reply from Owner
January 19th, 2026 12:49 AM
I'm grateful for your kind words and recommendation, Keith. It's important to me to be accessible and involved throughout your homebuying journey. Ensuring that the process feels smooth and easy to understand is a priority, so I'm glad I could...
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I have the pleasure of working with Josh, and he’s one of the most knowledgeable and dependable Loan Officers in the business. He consistently delivers great service and always puts his clients’ needs first. If you’re looking for someone who...
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Reply from Owner
February 5th, 2026 12:53 PM
Nick, thank you for sharing such positive feedback about your experience. I am glad to know my commitment to client service and dependability made a difference for you. It's important to me to prioritize my clients’ needs and provide knowledgeable...
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Josh Cranfill exceeds expectations and truly cares about you. Fast and efficient, always ontop of everything !! I feel like I couldn’t get the same experience with someone else.
Reply from Owner
August 28th, 2025 01:01 AM
Thank you so much for the kind words! I really appreciate you taking the time to share this. My goal is always to make the process smooth and stress-free, so it means a lot to hear that you felt taken care of. I’m grateful you chose me to help...
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Everything went very well!!
Reply from Josh Cranfill
August 3rd, 2025 03:02 PM
I'm glad to hear that everything went smoothly for you! It’s important to me that your experience was positive and seamless. If there's anything further you'd like to discuss or need assistance with, please feel free to reach out. Thank you...
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The process was communicated well and streamlined.
Reply from Josh Cranfill, Ruoff Mortgage
July 22nd, 2025 12:29 PM
I'm glad to hear that you found the process well communicated and streamlined. Ensuring a smooth experience is very important to me, and I'm pleased that it met your expectations. If there's anything more I can do for you or if you have any...
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Was my third time buying a house from this team and again everything has gone to plan with no issues! I have never had an issue with the team , they all do a great job .
Reply from Josh Cranfill, Ruoff Mortgage
June 20th, 2025 05:09 PM
Thank you for your continued support, Josh, we appreciate you!
Josh Cranfill, Ruoff Mortgage has received a review with 5 star rating from Josh B
Reply from Owner
June 20th, 2025 05:10 PM
Thank you so much for the 5-star review, much appreciated! It was a pleasure helping you again!
Josh was great to work with followed up and frequently asked us if we had any questions. i wouldnhighly would highly recommend anyone to work with him in the future
Reply from Josh Cranfill, Ruoff Mortgage
June 17th, 2025 03:33 PM
I'm thrilled to hear that you had a positive experience working with me. It was a pleasure assisting you, and I greatly appreciate your recommendation. If you have any more questions in the future, I'm here to help.
Josh Cranfill was extremely knowledgeable and friendly throughout the entire process. He was always available to answer any questions I had about anything during the whole process from start to finish and really made me feel like me purchasing...
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Reply from Josh Cranfill, Ruoff Mortgage
April 9th, 2025 03:43 PM
I'm thrilled to hear that you felt supported and valued throughout your home purchasing process. It was a pleasure assisting you, and I'm glad I could be there to answer your questions and make the experience a positive one. Thank you for your...
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Josh is great to work with, I have worked with him multiple times and I would highly recommend. Really looks our for your best interest!
Reply from Owner
January 17th, 2025 03:19 PM
Thank you Jonathan! I appreciate the recommendation and kind words!
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About
I'm not your average Mortgage Loan Officer—I see beyond mortgages to the lives and dreams they impact. I prioritize understanding your unique story for a tailor-made solution, whether you're a first-time buyer or refinancing. My commitment to excellence means competitive rates and a transparent, empathetic process. Building trust is key—I aim to be your reliable partner, not just for transactions, but for lasting relationships focused on your financial well-being. Let's turn your homeownership dreams into reality together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Home Loans
Mortgage Refinancing
VA Loans
FHA Loans
USDA Loans
Conventional Loans
IHCDA Down Payment Assistance Loans
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Positions
- Ruoff Mortgage - Senior Loan OfficerJul 31st, 2023 - Current
Memberships
- Member of The Fraternal Order of the Eagles
- UPSTAR Affiliate Member
- UPSTAR YPN
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1150967
- OH: MLO-OH.1150967
Gallery




Awards
Achievements
- Obtained my Ohio MLO License
Hobbies
- Annowing my friends with random movie quotes
- Golf
- Bowling
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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