Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298
Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM
Sun
9 AM to 3 PM
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Joseph Cordeira has received a review with 5 star rating from Vito I
Joe and the team were great! They got us closed in under 30 days and were super informative.
Thank you for helping us find our forever home 🤰🏼🤰🏼
Reply from Joseph Cordeira
July 10th, 2026 02:19 PM
Vito, I'm grateful for your kind words and thrilled that we were able to close in under 30 days. It's wonderful to have assisted you in finding your forever home. Enjoy this exciting new chapter!
You and your team were very easy to deal with
Reply from Joseph Cordeira
June 29th, 2026 11:54 PM
Luke, I appreciate your feedback and I'm glad to hear that you found it easy to work with my team and me. If there's anything else we can assist you with, please don't hesitate to let me know.
This is a very stressful life change and it was made easy by having so much support along the way with things that I don't have knowledge of . Thank you!!!
Reply from Joseph Cordeira
June 26th, 2026 12:33 PM
Elizabeth, I'm happy to hear that our support helped make this stressful life change easier for you. It's important to me to provide assistance and clarity throughout the process. If you have any more questions or need further help, please...
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Joe was fantastic to work with! He made the entire mortgage process smooth, stress-free, and easy to understand. He was always responsive, professional, and available to answer our questions. We couldn’t be happier with the experience and highly...
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Reply from Owner
August 24th, 2026 03:29 PM
Thank you so much for the kind words! It was a pleasure helping you through the process. Wishing you all the best in your new home!
Joe was fantastic to work with! He made the entire mortgage process smooth, stress-free, and easy to understand. He was always responsive, professional, and available to answer our questions. We couldn’t be happier with the experience and highly...
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Reply from Joseph Cordeira
June 12th, 2026 12:17 PM
Anna, I'm pleased to hear that you found the mortgage process smooth and stress-free. It’s important to me to ensure everything is clear and straightforward for my clients. Thank you for your high recommendation; if you have any more questions...
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This was my first time purchasing a home and you and your company made it easier by always being available, knowledgeable and willing to answer any questions asked.
Reply from Joseph Cordeira
June 9th, 2026 02:15 PM
Anthony, I'm grateful for your kind words and happy to hear that your first home purchase was made easier with our support. Being available and knowledgeable for our clients is a priority for me. If you have any more questions or need help...
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Great communication with Joe. At the end was a slight hiccup but the transparency cleared confusion.
Everyone was amazing to work with from the Codeira team! I was even incredibly suprised at the flexibility of the time everyone worked and responded. Most banks are usually only open the same hopurs i work so i would be worried about calling...
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Reply from Joseph Cordeira
May 25th, 2026 07:46 PM
Kristine, I'm glad to hear that our team's flexibility was beneficial for you. It's important to me that we accommodate our clients' schedules and provide support when it's needed most. If you have any further questions or need assistance,...
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Joe was great. Quick and responded quickly. Would definitely recommend! Helped us close our first home!
Reply from Owner
May 27th, 2026 02:37 PM
Thank you so much!
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College
Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos
Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.