

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
Joe & Emily are nothing less than exceptional to work with. Available to go through and explain the Mortgage process in full. The insight and expertise they brought to the table was a huge reason I was able to close on my first home! I highly...
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Reply from Owner
March 5th, 2024 03:33 PM
Thank you so much, Philip, for your 5-star rating and recommendation! Your kind words about Joe & Emily are greatly appreciated. We're thrilled to hear that they were able to provide you with exceptional service and valuable insight throughout...
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Joe and Emily were fantastic during our home buying journey. Super helpful, always on the ball, and made everything feel way easier than we thought it would be. Recommend them if you're navigating the mortgage maze. They've got your back!
Reply from Owner
March 5th, 2024 01:10 AM
Thank you so much, Steven, for your 5-star rating and recommendation! We're thrilled to hear that Joe and Emily were fantastic during your home buying journey and made everything feel easier than expected. We truly appreciate your kind words...
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Joe helped us get approved for our mortgage and held our hand step by step through the process. He made this first time home purchase so much less stressful and he guided us with improving our credit scores as well. I cannot say enough great...
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Reply from Owner
March 4th, 2024 02:34 PM
Thank you so much, Lauren, for your 5-star rating and recommendation! We're thrilled to hear that Joe was able to help you get approved for your mortgage and guide you through the process, making your first home purchase less stressful. We're...
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Joe is an exceptional mortgage banker who consistently goes above and beyond to assist me with all my clients needs. His expertise, professionalism, and dedication make the entire process smooth and stress-free. I highly recommend Joe to anyone...
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Reply from Owner
February 12th, 2024 01:29 AM
Thank you so much, Vadim, for your 5-star rating and your kind words! We truly appreciate your support and recommendation. We're glad to hear that Joe has consistently gone above and beyond to assist you and your clients with their mortgage...
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Very professional and reliable team. They went above and beyond to get my mortgage approved. Definitely recommend Cliffco mortgage.
Reply from Owner
February 8th, 2024 01:36 PM
Thank you so much, Zarrin, for your 5-star rating and your kind words! We truly appreciate your support and recommendation. We're glad to hear that our team was able to provide you with a professional and reliable service, and that they went...
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Emily and joe are the most reliable and dedicated team ever. We worked with another banker for over a year to get no where. Emily worked nites, weekends. Even when she was sick. Any questions were open door anytime. I recommend them 100% to...
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Reply from Owner
February 6th, 2024 08:00 AM
Thank you so much, Retha, for your 5-star rating! We truly appreciate your support and feedback. If you have any questions or need any further assistance, please don't hesitate to reach out.
Joe is a stellar loan officer!! I recently worked with him in purchasing a home and he made the loan process simple and easy to understand. He was very knowledgeable in all facets of the process and also very responsive whenever I needed information/clarification....
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Reply from Owner
February 4th, 2024 05:19 PM
Thank you so much, Mohammed, for your kind words and recommendation! We're thrilled to hear that Joe was able to make the loan process simple and easy to understand for you, and that he was responsive and knowledgeable throughout the entire...
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I just had a closing process with this great group ,Joseph was so helpful and find the best price and rates for my First house loan ,I highly recommend it 👌 the best team
Reply from Owner
February 3rd, 2024 02:05 AM
Thank you so much, Leticia, for your kind words and recommendation! We're thrilled to hear that Joseph was able to find the best price and rates for your first house loan and that you had a great closing process with our team. Your recommendation...
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Thank you so much, Joe Cordeira, for assisting me with my home loan and guiding me step by step throughout the process. Mr. Joe and his team are highly professional and efficient. They were on top of everything, and it was a pleasure doing...
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Reply from Owner
February 2nd, 2024 07:30 PM
Thank you so much, Shamima, for your kind words and recommendation! We're thrilled to hear that Joe and his team provided you with highly professional and efficient service throughout the entire process of securing your home loan. We always...
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Joe was nothing but the best!
Reply from Owner
February 2nd, 2024 01:02 AM
Thank you, David, for your kind words! We're thrilled to hear that Joe provided you with the best service. If you have any further questions or need any more assistance, please don't hesitate to reach out.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.