

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
I don’t normally leave reviews so you know this is well deserved especially coming from someone that was in banking for years. This is not your everyday Joe so if you’re looking for someone that’s knowledgeable and knows what they are doing,...
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Reply from Owner
August 17th, 2024 11:51 PM
Methela, we are extremely overwhelmed with your review! Our team is delighted to hear such wonderful feedback. We always strive to meet the expectations of our customers and we're happy to hear that Joe managed to accomplish this with you....
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Definitely will recommend Joseph and his team to others piople for his honesty, responsiveness and responsibility, they guided me through whole process. Thank very much to the whole team
Reply from Owner
July 8th, 2024 03:33 AM
Thank you for your review, Alexander! We are delighted to know Joseph and the team could meet your expectations. Your recommendations mean a lot to us.
I am very impressed and very satisfied with the work that Joe and his team have done with my mortgage. Under this high interest rate environment, Joe was able to work through various difficulties and got my a very favorable rate. Thank you....
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Reply from Owner
July 7th, 2024 07:54 PM
Tommy, we appreciate your amazing feedback about your experience our team. We can understand how the market conditions can create challenges, and we are glad we could assist you through them. Your recommendation means a lot to us. Thank you...
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Joseph and Emily were nothing short of amazing during this experience for my wife and I. Being first time home buyers we had no idea about anything and thought the process would be hard. But with Joe and Emily’s help and patience and time with...
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Reply from Joseph Cordeira
July 12th, 2024 05:08 PM
Hello Breanna, it's wonderful to hear that you had such a positive experience with both Emily and myself. As a first-time home buyer, the process can indeed seem daunting, but we're thrilled that we were able to make it smoother for you. We...
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It was a great experience overall, appreciate the help with the loan.
Joe, Emily and the entire team were a pleasure to work with from start to finish. I am a first time home buyer and they were very thorough in explaining the process so I knew exactly what to expect. Any questions I had were answered right away...
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Reply from Owner
July 2nd, 2024 02:42 PM
Thank you for your positive feedback, Stephen! It's delightful to hear about your successful experience with Joe, Emily, and our team. Your recommendation is highly valued, and we look forward to working with you in the future.
Easy and Fast
Reply from Joseph Cordeira
July 7th, 2024 03:40 PM
I'm thrilled to hear that you found the mortgage process easy and fast, Aiganym. Your positive rating means a lot to me and the entire team at Cliffco Mortgage Bankers. We're always here to ensure your mortgage needs are met promptly and efficiently....
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Joe and Gabrielle were great to work with. Definitely will use them again
Reply from Joseph Cordeira
July 6th, 2024 12:19 PM
Thank you so much for the superb rating and kind words, Sherman. It was a pleasure working with you too. Gabrielle and I are greatly looking forward to collaborating with you again in the future. Until then, take care! - Joseph Cordeira, Cliffco...
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Communication and execution were both very on point. No hiccups whatsoever.
Reply from Joseph Cordeira
July 4th, 2024 08:52 AM
I'm thrilled to hear your positive feedback, James. Ensuring smooth communication and execution is a top priority here at Cliffco Mortgage Bankers, so it's great that you found these aspects of our service to be on point. Your satisfaction...
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Everyone helped us efficiently and got us the best rate we could have right now. They communicated clearly and helped us through every step.
Reply from Joseph Cordeira
July 3rd, 2024 12:15 PM
I'm delighted to know that you found our service at Cliffco Mortgage Bankers efficient and helpful. It's our mission to provide the best possible rates and clear communication to our clients. Your positive feedback means a lot to us. Looking...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.