

Joseph Cordeira
Sales Manager / Loan Officer | NMLS# 1492298


Farmingdale State College
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
9 AM to 3 PM(Open now)
Sun
9 AM to 3 PM
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Reviews from Web
Had a great and efficient experience
Reply from Joseph Cordeira
December 21st, 2024 01:34 PM
I'm thrilled to hear you had a great and efficient experience, Ramneek! Your feedback is highly appreciated. I'm always here to provide exceptional service at Cliffco Mortgage Bankers. Feel free to get in touch if you need help in the future....
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Joe made the process extremely easy and took his time explaining everything to us. Would highly recommend
Reply from Joseph Cordeira
December 18th, 2024 03:17 PM
I'm thrilled to hear that you found the process straightforward, Louis. It's always my aim to break things down clearly for my clients, so I'm glad to know I succeeded in this regard. I appreciate your recommendation and your stellar rating....
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Joe has made the process actually enjoyable! He answered any questions. He made it easy to understand. The system he uses is seamless. I really appreciate all his hard work and patience. Will forever recommend him. Thank you , Joe!
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Joe has made the process actually enjoyable! He answered any questions. He made it easy to understand. The system he uses is seamless. I really appreciate all his hard work and patience. Will forever recommend him. Thank you , Joe!
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Reply from Joseph Cordeira
December 18th, 2024 02:00 PM
Darah, thank you so much for your generous review and the full 5-star rating. It's wonderful to hear that you found the process enjoyable and easy to understand - that's exactly what I strive for. I'm so glad you appreciated the system and...
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Joseph Cordeira has received a review with 5 star rating from Jacqueline G
First steps matter! Joe Explained details on how to increase credit score prior to purchase. (Best Advise Ever!) Very informative during the loan process and got me the exact results that he predicted. Mr and Mrs Cordeira you both Rock!! Thanks...
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Reply from Joseph Cordeira
December 9th, 2024 05:25 PM
Hi Jacqueline, I'm absolutely thrilled to hear that you found our advice valuable and that you're pleased with the results. It's always our goal at Cliffco Mortgage Bankers to ensure our clients are fully informed and can make the best decisions...
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We had a pleasant experience with Joe and his team they were very diligent with the process which helped in how quick we were able close! Thank you for your hard work !
Joe and his team were very diligent with the process and always Communicated with us every step
Joe was outstanding throughout this process. We had a few hiccups along the way but Joe was always patient and very carefully explained things to us. He was very respectful and approachable for any questions we had. As this was a very new and...
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Experience was great because Joe took the time to explain everything very clearly. He also treated us with much respect throughout the process even though this was very new and at times confusing. Would highly recommend Joe to any friends or...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional
FHA
VA
Jumbo
Non-QM loans
Reverse Mortgages
HELOC
DSCR Loans for Investors
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Education
- Farmingdale State College

Positions
- Cliffco Mortgage Bankers, Inc. - Senior Mortgage Loan Orginator
Memberships
- Foodie
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1492298
Videos

Achievements
- Collegiate Lacrosse Athlete
- Top Featured Mortgage Pro
Hobbies
- Hiking
- Golf
- Body Building
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.