

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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My experience was great. Everything went so smoothly and fast. He was so knowledgeable and easy to communicate with. He keep in contact with me through every step and explain everything I needed to know. He is the best!
He was always accessible and answered all my questions
Joseph Tulino at NFM Lending has received a review with 5 star rating from Kim L
Excellent from start to finish! I was referred by my partner who worked with Joe on a previous mortgage six years ago. As soon as I emailed Joe, I got a response back almost immediately that same hour! My partner knows Joe very well and consider...
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Joe and the team at NFM make the entire mortgage process so easy. They are on top of everything and extremely helpful and caring. I would never use another company and have recommended Joe Tulino and NFM to everyone who has asked me.
Joe made this process as smooth as possible for me. He was very helpful and readily available for any questions or concerns I had.
We couldn't be any happier with the communication and efficiency from the NFM team. They absolutely know their stuff.
Siempre amigables y contestando mis preguntas
Joe was highly responsive and supportive. He was available whenever I needed to discuss anything. NFM had a good automated system to keep me informed throughout the process.
Joe was amazing!! Very helpful and friendly!!
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.