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Joseph Sambaer
Loan Officer | NMLS# 783176

Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Joe Sambaer and his colleagues at Dart Bank not only provided a great mortgage product, but also
were so knowledgeable, professional, and patient during the process. Real pros!
Working with Joe was a great experience. He provided helpful information every phone call with clear needs, goals, and deadlines. He was efficient and effective and helped us feel confident throughout the entire process.
Joe is excellent to work with. I refer him to anyone I know looking for a mortgage. He seems to truly care and is honest. I have done a lot of work with him and would recommend him to anyone.
Joe was very informative and knowledgeable. The app was convenient and made very clear exactly what needed to be done next. The entire home buying process was smooth and we got to the close date quickly.
communicative and great at working though the issues
Smooth process
This was not our first mortgage experience and we can say that the Dart mortgage team is absolutely outstanding. Their promptness and responsiveness during the collection and review of documents was extremely quick and underwriting went through...
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A few things that I think that could have gone better are:Communication wasn’t that great at times. We would call/E-mail and it would sometimes take a few days or a week to get a response. We felt that our loan wasn’t that important and were...
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Joe is always extremely helpful.
Joe is friendly, knowledgeable, accurate, and efficient. He even worked extra hard and quickly to allow us to place an offer on a new home over a holiday weekend.
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394