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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Great to work with. Very knowledgeable. At times difficult to get a hold of but always got back to us.
Reply from Joe Sambaer
September 23rd, 2023 09:41 AM
I deeply appreciate your feedback, Austin. It's fantastic to hear you had a positive experience working with me and that you found me to be knowledgeable. I apologize for any inconvenience caused due to communication delays - I strive to always...
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Timely Responses from him and his team
Reply from Joe Sambaer
May 9th, 2024 04:10 PM
Thank you for the great rating and the feedback, Mitchell. It's encouraging to know that you appreciated our timely responses. Looking forward to assisting you in the future.
I contacted Joe multiple times and he never once contacted me back, only his assistant did. She was pleasant but I think it’s rude when a specific lender won’t return my emails. I showed my clients houses for months and even recommended him...
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We were assured it would close on time and it did.
Reply from Joseph Sambaer
May 9th, 2024 04:13 PM
I'm thrilled to hear that you found our service at Dart Bank satisfactory, Thomas. Ensuring your satisfaction and meeting timelines is my top priority. I'm glad to know we were able to deliver on time as promised. Should you need anything further,...
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Joe is great !!! But the team is not so great and communication is not that great. As a bank they need to have lot better communication and transparency.
We had initially went to Joe about a new build. We got prequalified and then changed our minds. After a while we found an existing home. We decided to give Joe a shot at financing. I’m glad we did. He gave us a great rate. Was responsive. And...
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We had initially went to Joe about a new build. We got prequalified and then changed our minds. After a while we found an existing home. We decided to give Joe a shot at financing. I’m glad we did. He gave us a great rate. Was responsive. And...
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We had initially went to Joe about a new build. We got prequalified and then changed our minds. After a while we found an existing home. We decided to give Joe a shot at financing. I’m glad we did. He gave us a great rate. Was responsive. And...
read more
Reply from Joe Sambaer
September 8th, 2023 10:28 AM
Hi Dwayne, thank you so much for the kind words and the 5-star rating. I'm delighted to hear that you had a positive experience working with me and the Dart Bank team. It was a pleasure assisting you with your mortgage and I'm glad that you...
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Very prompt and open with information
Reply from Joe Sambaer
September 4th, 2023 05:17 PM
I'm truly grateful for your generous review, Douglas. It's immensely rewarding to hear that my promptness and transparency were valuable to you. I'm always here to provide any information you need. Thanks for choosing Dart Bank and for giving...
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Joe answered all my questions and made the process easy. When there was a misunderstanding, he made sure that I was taken care off and everything went smoothly.
Reply from Joe Sambaer
September 2nd, 2023 10:47 PM
I'm glad to hear that you were satisfied with the service provided, Ivan. Your positive feedback truly means a lot to me. I'm here to make things easier and smoother for you, and I'm happy that I was able to resolve the misunderstanding to...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394