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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Constant contact with good advice. Stayed with us during a process involving years.
Reply from Joseph Sambaer
May 9th, 2024 04:23 PM
I'm so glad to hear that you had a positive experience, Mike. The journey we've taken over these years has been enriching for me as well, and I'm grateful for your trust and patience throughout. Your 5-star rating means a lot to me and the...
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We just closed our loan in Florida with The Joseph Team of Dart Bank in what some would consider the toughest mortgage industry in years. The process was a breeze because someone from their team reached out almost daily to communicate with...
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Reply from Joseph Sambaer
May 9th, 2024 04:22 PM
I'm thrilled to hear that your experience with our team and Dart Bank was seamless and satisfactory, Anne. We strive for clear and constant communication throughout each stage of the loan process, so I'm glad that our efforts were able to make...
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Joe and his team are superb, ensuring that we were provided with the best loan options and communicating with us at every step. He went above and beyond and appreciated his willingness to share his advice and experience with us, and it made...
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Reply from Joe Sambaer
December 9th, 2023 09:55 AM
Joy, thank you for your kind words and the perfect rating. It was a pleasure to work with you on securing the best loan options for your needs. My team and I at Dart Bank strive to communicate effectively and ensure our clients are well-informed...
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Joe was so great to work with!
Reply from Joe Sambaer
December 7th, 2023 03:05 AM
I'm really glad to hear that you had a positive experience, Carly. It was a pleasure working with you and helping you fulfill your banking needs at Dart Bank. I strive to provide the best service to all of my clients. Your feedback is greatly...
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I was hesitant to go with construction loan as I have to start the payments before I even get the house, but Joe was able to explain me well the advantages of having a construction loan.
Reply from Joe Sambaer
December 2nd, 2023 07:43 PM
I'm so glad to hear that you found our discussion about construction loans valuable, Sabu. I understand that the concept can initially seem daunting, but it's my goal to ensure customers like you are well-informed and comfortable with your...
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Joe and his team made the buying process very easy.
Reply from Joe Sambaer
November 27th, 2023 01:29 PM
I'm thrilled to hear that you found our buying process easy, Alexander. My team and I at Dart Bank always strive to provide a seamless and efficient experience for our customers. Thank you for your generous rating and for choosing our services....
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From start to finish it here was good communication. Thanks for getting it done quickly for my client!
Reply from Joseph Sambaer
May 9th, 2024 04:21 PM
I sincerely appreciate your feedback, Pamela, and I'm thrilled to hear that you had a positive experience. At Dart Bank, we always strive to provide efficient and effective communication for our clients. Very glad to know that you're satisfied...
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Joe and his team went above and beyond to make sure we would get the house of our dreams! They utilized text, phone calls, and email communication to ensure that they were always available whenever I needed! Highly recommend their services.
Reply from Joe Sambaer
November 21st, 2023 09:09 PM
I'm truly delighted to hear about your positive experience, Shannon. My team and I always aim to provide the best service, and knowing we played a part in helping you secure your dream home is the greatest reward. Your commendation about our...
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Joe was very knowledgeable and helpful He was also very personable
Reply from Joe Sambaer
November 17th, 2023 05:30 PM
Thank you for your kind words, Susan. I'm glad that you found my service knowledgeable and helpful. I always strive to provide excellent service to our customers at Dart Bank. Your satisfaction and positive feedback mean a lot to me. Let me...
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Great advice when it came to approaching the appraiser to ask them to revise their report.
Reply from Joseph Sambaer
May 9th, 2024 04:21 PM
I'm thrilled to know that you found my advice helpful, Wesley. I'm greatly appreciative of your 5-star review. Thank you!
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394