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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Overall experience was great! We appreciate the help and easy process. The time taken to respond texts or emails could be something to improve.
Reply from Joe Sambaer
September 12th, 2024 04:09 PM
I'm glad to hear that your overall experience was great, Miguel! Your feedback is valuable and I appreciate your patience with the response times. We're constantly working on improving our customer service at Dart Bank and your input will certainly...
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Your team could have provided better guidance and expectations through the mortgage process. We seemed to be constantly requested for additional information.
Reply from Joseph Sambaer
September 10th, 2024 01:19 PM
I appreciate your feedback, Richard. I'm sorry if you felt that the guidance from our team at Dart Bank wasn't sufficient. We're constantly working to improve our customer service and streamline the process. Your comments will definitely help...
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Our experience was easy and informative throughout the whole process. I felt like Dart was always ready to answer any questions we had and they kept us informed what step we were at with the loan. Very pleased at how this worked out and I would...
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Reply from Joe Sambaer
August 31st, 2024 12:39 PM
Hi Michael, Thank you so much for taking the time to share your experience with Dart Bank. It's great to hear that the process was easy and informative for you. We strive to be ready and available for any questions or concerns our customers...
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We had a great experience with Joe and his team. We needed to get our preapproval letter quickly and he was able to deliver. The online document submission process was great to work with and the entire process was very easy to navigate.
Reply from Joe Sambaer
August 28th, 2024 02:21 PM
I'm thrilled to hear you had a great experience with me and my team, Lisa. We always aim to provide efficient and hassle-free services. Thank you for acknowledging our online document submission process, we've put a lot of thought into making...
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I had a very good experience with Joe Sambaer and Michael. The purchase of my new condo had to be done very quickly and both Michael and Sam came through and helped make it happen.
Reply from Joe Sambaer
August 20th, 2024 04:44 PM
I'm really pleased to hear about your positive experience, Scott! It was a pleasure assisting you with the speedy purchase of your new condo. At Dart Bank, we always strive to meet the needs of our customers efficiently and effectively. I'll...
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Joe and his team worked extremely hard to ensure I had the pre-approval and appropriate loan for the purchase of my condo in a very tight turnaround from offer to close. I highly recommend this team!
Reply from Joe Sambaer
August 16th, 2024 11:42 AM
I'm genuinely thrilled to hear about your positive experience, Connie! Our aim at Dart Bank is always to provide the best service to our clients. Ensuring you had the pre-approval and appropriate loan in a tight turnaround was our utmost priority....
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A smooth and fast process!
Reply from Joe Sambaer
August 15th, 2024 06:06 PM
I'm thrilled to hear that your experience with us at Dart Bank was smooth and fast, Kelly. Ensuring efficient processes is part of our commitment to providing excellent service. Your 5-star rating means a lot to me. Thank you for taking the...
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Joe is professional and extremely helpful.
Reply from Joe Sambaer
August 15th, 2024 11:47 AM
It's truly gratifying to read your review, Wei. I'm pleased to know that you found my services both professional and helpful. At Dart Bank, we aim to provide the best service possible for our customers. Thank you for the full marks - your satisfaction...
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It was great!
Reply from Joe Sambaer
August 9th, 2024 12:41 PM
I'm thrilled to hear that you had a great experience, Steven! Your positive feedback really means a lot to me and the rest of the team here at Dart Bank. We strive to provide our clients with the best service possible, so it's rewarding to...
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Joe and his team went the extra mile in guiding us through the loan process, getting us into our new dream home. Thank you team!
Reply from Joseph Sambaer
July 31st, 2024 12:40 PM
I'm thrilled to hear that you had such a positive experience with our team. It was our pleasure to guide you through the loan process and help you secure your dream home. Thank you for your kind words and the 5-star rating. Always here for...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394