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Joseph Sambaer
Loan Officer | NMLS# 783176

Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Reviews from Web
Very easy process and the team was knowledgeable and quick to return answers to any questions that I had.
Reply from Joe Sambaer
December 28th, 2024 10:30 PM
I'm thrilled to hear you found our process easy and our team knowledgeable, Stacey. Your feedback means a lot to us at Dart Bank. We always strive to provide quick and accurate responses to all inquiries. If you ever have more questions or...
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Loved the personalized service I receive from the entire Dart Team! Professional and friendly!
Reply from Joseph Sambaer
December 19th, 2024 05:56 PM
Thank you so much, Gary, for your positive feedback. It was a pleasure working with you. Should you need any more assistance in the future, don't hesitate to reach out.
Very good communication and timely loan processing.
Reply from Joseph Sambaer
December 18th, 2024 03:12 PM
I'm really appreciative of your positive review, Lenore. Please don't hesitate to reach out if there's anything else we can assist you with in the future.
The on line process was not smooth. I did not have all my documents in PDF and some could be loaded and some could not be loaded which caused multiple requests for same document. Also there were multiple requests for similar documents. The...
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Reply from Joseph Sambaer
December 16th, 2024 01:50 PM
Thank you for taking the time to provide feedback, Stanley. I'm sorry to hear that the online process was not as smooth as it should have been. Your input is extremely valuable to us, and I'll be sure to share your comments regarding the document...
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answered all of my questions in a timely manner and his responses were professional and easy to understand.
Reply from Joseph Sambaer
December 9th, 2024 01:58 PM
I'm thrilled to hear that you had such a positive experience, Chad. Thanks for the stellar rating and taking time to write this review. Let me know if you need any further assistance.
Joe and his team are Amazing to work with and communicated with me throughout all the stages of the transaction. I would definitely refer my clients to Joe. It's been a pleasure to work with Joe.
Reply from Joseph Sambaer
December 5th, 2024 04:23 PM
I'm so glad to hear you had a positive experience, Jayne. I thoroughly enjoyed working with you as well and I look forward to any future opportunities we may have to work together. Thanks again for your 5-star review!
Joe and his team were on top of everything! The transaction was so smooth!
Reply from Joseph Sambaer
December 5th, 2024 04:24 PM
Thank you so much for your positive review, Jayne. I'm thrilled to hear that you found the transaction smooth, and my team and I were able to meet your expectations. If you have any other needs or questions in the future, don't hesitate to...
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There was a lack of communication with loan coordinator Aimee which lead to incorrect numbers being ran for our down payment on our mortgage. this caused confusion and added stress the day before our closing. Even when asked for her to confirm...
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Reply from Joe Sambaer
November 30th, 2024 11:07 PM
Stefanie, I appreciate your feedback and I'm sorry to hear about the communication issues you experienced with our loan coordinator, Aimee. At Dart Bank, we strive to make every step of the mortgage process as smooth and stress-free as possible,...
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Thank you for making this transaction come together in the eleventh hour.
Reply from Joseph Sambaer
November 20th, 2024 03:29 PM
Hi Jamie, your feedback is greatly appreciated. If you need any further assistance, don't hesitate to reach out. Thanks again!
Got the job done quickly and with very good communication
Reply from Joseph Sambaer
November 14th, 2024 01:35 PM
Andy, I'm really glad to hear that you were satisfied with our service. Your positive feedback and rating are greatly appreciated. If you ever need assistance in the future, don't hesitate to reach out. Thanks again!
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394