

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe kept everything moving forward and made sure to answer all of my questions quickly and thoroughly. He was professional, pleasant and always positive! Truly great to work with- would highly recommend!
Joe was excellent from start to finish during our home buying experience. He was able to answer any and every question that we had and in a timely manner, which really put us at ease. Joe was knowledgeable, professional and a pleasure to work...
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Joe made sure the experience was less complex than we originally envisioned it to be.
Joe provided superior service and guidance from start to finish.
We had a great experience using Joe. He gave us all the information needed to start the loan process and help at the end of process to closing. Making sure all the loan documents were filed on time in order to meet the agreement date .
How was very responsive and gave us great advice along the way. He was always on top of things. Great experience!
I honestly do not know where to start. The time Joe put in to help us close on time would not have been matched elsewhere. From the beginning to the end, Joe made the process very easy for us. Joe is super responsive and extremely knowledgeable...
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I honestly do not know where to start. The time Joe put in to help us close on time would not have been matched elsewhere. From the beginning to the end, Joe made the process very easy for us. Joe is super responsive and extremely knowledgeable...
read more
I honestly do not know where to start. The time Joe put in to help us close on time would not have been matched elsewhere. From the beginning to the end, Joe made the process very easy for us. Joe is super responsive and extremely knowledgeable...
read more
Joe was there for us every step of the way, gave us great advise and was unfailingly pleasant throughout our whole journey. I had also referred my Son and Nephew to him this year and they were equally pleased.
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.