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Joseph Margaritondo - Mortgage Advisor | NMLS # 240023 in Morris Plains, NJ

Joseph Margaritondo

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Mortgage Advisor | NMLS # 240023

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Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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  • Encompass
    A
    Angel K
    Newark, NJ
    Posted on April 28th, 2021 10:36 AM
    Joseph help us through the process step by step, until the last minutes. As first time home owners Joseph made us feel very comfortable he explained everything he took time to explain everything how the process work what we need ,what we cannot...
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  • Encompass
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    James G
    Springfield, NJ
    Posted on April 20th, 2021 01:13 PM
    Joe is a great guy. He always followed up and made sure we were ahead of the game with getting documentation together. He had our best interests in mind the entire time and we were able to lock in a great rate! Not to mention he's got an A+...
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  • Encompass
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    Tiffany F
    Scotch Plains, NJ
    Posted on April 4th, 2021 02:05 PM
    Straightforward, honest, and cares about his clients.
  • Encompass
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    Corey G
    Scotch Plains, NJ
    Posted on April 4th, 2021 12:40 PM
    Joe was honest and communicated effectively. He made it happen and got us everything we wanted.
  • customer
    S
    Serhii P
    Posted on March 29th, 2021 09:16 PM
    I had extremely negative and weird experience with Joe Margaritondo. I was charged hundreds in fees to receive a denial with excellent score.Several hidden fees as well. I explicitly ask what this payment is for and why that high, they respond...
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  • Encompass
    J
    John M
    Westfield, NJ
    Posted on March 27th, 2021 04:54 PM
    Not only did Joe get us a fantastic rate on our mortgage and advise us through it all, he stepped way above and beyond, helping us with anything about the end to end process of buying a property. Prepared to answer any question, jump on a call,...
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  • Encompass
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    Zachary I
    Clark, NJ
    Posted on March 15th, 2021 10:31 PM
    The quickness to respond to questions and having every detail explained made the whole process clear and easy.
  • Encompass
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    Paul A
    Franklin, NJ
    Posted on January 28th, 2021 12:49 PM
    Joe was great and with us every step of the way to make sure we were comfortable and understanding the process of buying our new home. He made himself available around the clock if we had questions and I highly recommend going with Joe!
  • Encompass
    V
    Victor P
    Clark, NJ
    Posted on January 21st, 2021 10:22 PM
    Joe provided great advice from the first meeting we had with him. He was always available through out the entire process of us purchasing a home. He was very thorough and accommodating!
  • Encompass
    D
    Diana P
    Clark, NJ
    Posted on January 21st, 2021 01:25 PM
    Joe was there throughout our whole mortgage process. He was always available when we called no matter the time or day. He always answered out questions no matter how crazy they sounded. I would definitely recommend Joe. He was a pleasure to...
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    About
    Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Specialities
    First Time Home Buyer
    USDA
    1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
    HEL/HELOC’s
    Non-QM
    State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
    ARMs
    Asset Depletion
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 240023
    Disclaimer
    Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.