

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joseph help us through the process step by step, until the last minutes. As first time home owners Joseph made us feel very comfortable he explained everything he took time to explain everything how the process work what we need ,what we cannot...
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Joe is a great guy. He always followed up and made sure we were ahead of the game with getting documentation together. He had our best interests in mind the entire time and we were able to lock in a great rate! Not to mention he's got an A+...
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Straightforward, honest, and cares about his clients.
Joe was honest and communicated effectively. He made it happen and got us everything we wanted.
I had extremely negative and weird experience with Joe Margaritondo. I was charged hundreds in fees to receive a denial with excellent score.Several hidden fees as well. I explicitly ask what this payment is for and why that high, they respond...
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Not only did Joe get us a fantastic rate on our mortgage and advise us through it all, he stepped way above and beyond, helping us with anything about the end to end process of buying a property. Prepared to answer any question, jump on a call,...
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The quickness to respond to questions and having every detail explained made the whole process clear and easy.
Joe was great and with us every step of the way to make sure we were comfortable and understanding the process of buying our new home. He made himself available around the clock if we had questions and I highly recommend going with Joe!
Joe provided great advice from the first meeting we had with him. He was always available through out the entire process of us purchasing a home. He was very thorough and accommodating!
Joe was there throughout our whole mortgage process. He was always available when we called no matter the time or day. He always answered out questions no matter how crazy they sounded. I would definitely recommend Joe. He was a pleasure to...
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.