

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe was very helpful, responsive, and personable. Everytime we spoke the weight of the process felt lighter.
He was on top of everything.
Joe was amazing, he was always there to answer any questions and made purchasing our 1st home easy with no problems. Thank you so very much for everything!
Great communication, always available and very personable.
Joe was professional, proactive, responsive, supportive and had our best interest from start to finish.Also a shout out to Joe's team especially Jenny Torres.We got to the finish line on time even with everything going on in the world right...
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Joe was able to help us close in 5 weeks! He was eager to help with any questions I had throughout the process and would check in with us constantly to make sure everything was going smoothly. Joe’s expertise through the whole loan process...
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Joe was able to help us close in 5 weeks! He was eager to help with any questions I had throughout the process and would check in with us constantly to make sure everything was going smoothly. Joe’s expertise in lending are unmatched! He truly...
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From the 1st step of the process, Joe was there explaining everything to us. We are 1st time home buyers so we were not familiar with how the process went. He allowed us to call him anytime of the day or night with questions and just made the...
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Joe was so supportive through the entire process. He understood my financial needs and made me feel comfortable throughout. He was available 27/7 for questions and concerns.
Joe was so supportive through the entire house buying process. He was available 24/7 and always answered my questions honestly. Joe made me feel completely comfortable from day one and understood my financial needs.
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.