

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joseph is assuring and confident in his responses to my endless questions. We’ve returned for a third loan that we’re hoping to go smooth as well.
Joe was very easy to communicate town in always availablePlay Ani also explained everything and was able to answer all of our questions
Joe was amazing to work with. He was always communicating with us and keeping us updated. Joe explained process so we knew what to expect. He was very professional and made the whole refi process easy for us.
Joe is the best! Joe was the first person we spoke to when we decided to start looking for our home, and we are sure glad we did. Joe helped us get started, crunched numbers with us, and we walked away knowing exactly what our budget would...
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Joe is the best! He offered us great advice, was always available for any questions we had at any time, and is so friendly and knowledgeable. We have already recommended him and will continue to do so. He is a total asset to your company! Thank...
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Joe was incredibly helpful every step of the way. He answered all of our questions quickly, and his guidance made the whole process easy and enjoyable. I’d recommend Joe to anyone needing mortgage related services.
Quick to respond, informative and diligent
Joe is communicative and incredibly helpful, there was the initial phone call and then everything moved online. So then everything was uploaded just once and referenced later.Super easy and the rate ended up lower than what we originally talked...
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This is the second time we have worked with Joe, the first was for the purchase of our home and also the refinancing of it. He Has always been very informative and gave us plenty of options that’s helped us Make the best choices. He’s always...
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Very helpful and great service and very knowledge of the business
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.