

Joseph Clare - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS # 2044111

Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Joey was extremely patient and informative throughout the entire process!! We are extremely pleased!
Felt very comfortable as a first time homebuyer! Welcoming staff and great communication from Joey and Liz!
Joey, and the team got us a home loan, when no one else could. The communication was amazing which lead us to being able to navigate through the loan process without stress. This guy will work for you! We highly recommend!!
Loved working with Joey.
Joey is the best Loan Officer out there. He is very honest. He work with you from the beginning to the end. Even when the job is done he is still there to assist you if you need any help. Joey got me lowest closing cost I ever imagined. I will...
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Joey was extremely helpful with everything. Also very knowledgeable and while he was very professional, he didn't use a lot of MLO verbiage but made sure we understood the information given.
The level of comfort he gave us during this fight for the biggest purchase of our lives is unmatched!! All while still maintaining his professionalism throughout the process. Joey is hands down the MVP for making sure we closed on our first...
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Joey was easy to work with and friendly and explained everything thouroughly.
Joey was great and helped my husband and I buy our first home! He gave us useful tips and resolved any issues we had quickly, including me changing my last name halfway through the process. 100% would recommend.
Joey was great to work with and very knowledgeable. When ever we had a question, he was there to answer our calls. Joey even drove two hours to Richmond just to be with us on our closing day. Thank you Joey!
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About
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2044111
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.