Joseph Ciullo - Northpointe Bank
Branch Manager | NMLS# 250754
Joseph Ciullo at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering conveni... Show More
Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
8 AM to 6:30 PM
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Reviews from Web
Joe made the process as simple and speedy as possible!
Reply from Joseph Ciullo - Northpointe Bank
December 11th, 2025 03:50 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Always available to converse, easy to upload docs required & on time closing.
Reply from Joseph Ciullo
December 8th, 2025 04:40 PM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
This is the second time working with Joe. First with my initial mortgage and again now with refinancing my mortgage. Both times Joe was extremely helpful and willing to answer and walk me through any questions I had. He helped make the process...
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Reply from Joseph Ciullo
November 6th, 2025 03:15 PM
Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
Good rate, quick responses, no
Reply from Joseph Ciullo
October 20th, 2025 12:46 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Joe and David are amazing!
Reply from Joseph Ciullo
August 30th, 2025 01:26 PM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
Never had an issue with anything throughout the process and was provided with information in great detail throughout every step from beginning to close
Reply from Joseph Ciullo
August 27th, 2025 06:04 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
The outcome was successful. We went through the normal, expected amount of paperwork with no surprises and the team was very responsive to questions. However, I will say that there was not a trend towards proactive communications and as noted...
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Reply from Joseph Ciullo
August 7th, 2025 07:41 PM
Thank you for sharing your experience with us. We appreciate the opportunity to work with you on your home financing.
Joe and the team were beyond amazing. He was on top of everything, kept me well informed, and found solutions so that I could purchase my first home on my own. I could not be more grateful to Joe for helping me through an exciting and stressful...
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Reply from Joseph Ciullo
July 29th, 2025 03:01 PM
Thanks for leaving a review. We value every opportunity to assist our clients and appreciate hearing from you.
Joe & everyone we worked with was very informative, kept me updated every every step of the way, great experience
Reply from Joseph Ciullo
July 12th, 2025 01:18 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
We had a few bumps in the road, but overall, Joe made it right.
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About
Joseph Ciullo at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 250754
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender