

Joseph Ciullo - Northpointe Bank
Branch Manager | NMLS# 250754

Joseph Ciullo at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering conveni...... Show More
Location & Business Hours
Wednesday
8:00 AM to 6:30 PM
Thursday
8:00 AM to 6:30 PM
Friday
8:00 AM to 6:30 PM
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Reviews from Web
I've worked with Joe twice now, and he gets the job done every time. Ill I'll never go to anyone else . he's the best!
Reply from Joseph Ciullo
May 20th, 2026 09:57 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
We can't thank Joey and the whole team enough for the amazing collaborative work. The team was proactive and diligent in every aspect of the process and we will absolutely be recommending Northpointe/Joey to all of our friends and family .
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Reply from Joseph Ciullo
May 5th, 2026 01:24 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
Joesph was excellent and this entire process easier especially as first time home owners. We couldn't have asked for a better loan officer that made us feel like family and explained everything in detail so there was no confusion on our end....
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Reply from Joseph Ciullo
April 29th, 2026 07:26 PM
Thank you for your feedback. We’re always working to ensure a smooth process, and your input matters to us.
They were very trustworthy, knowledgeable,stayed in contact with us daily to make sure everything was going smoothly. was the easiest loan ive ever done. Thank you Joseph and the staff, truly an amazing experience.
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Reply from Joseph Ciullo
March 9th, 2026 04:23 PM
I really appreciate the feedback and am looking forward to working with you again.
This is my second mortgage with Northpointe bank and Joseph Ciullo. I will continue to use him again and again because he is transparent, reliable, and relatable! Team Ciullo has been with me every step of the way throughout this process and...
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Reply from Joseph Ciullo
February 6th, 2026 02:31 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Joe made the process as simple and speedy as possible!
Reply from Joseph Ciullo - Northpointe Bank
December 11th, 2025 03:50 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Always available to converse, easy to upload docs required & on time closing.
Reply from Joseph Ciullo
December 8th, 2025 04:40 PM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
This is the second time working with Joe. First with my initial mortgage and again now with refinancing my mortgage. Both times Joe was extremely helpful and willing to answer and walk me through any questions I had. He helped make the process...
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Reply from Joseph Ciullo
November 6th, 2025 03:15 PM
Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
Good rate, quick responses, no
Reply from Joseph Ciullo
October 20th, 2025 12:46 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Joe and David are amazing!
Reply from Joseph Ciullo
August 30th, 2025 01:26 PM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
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About
Joseph Ciullo at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
379
/850
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Addresses and Serving Areas
Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 250754
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender