

Top 5%
Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
As a realtor, Jose has been very helpful to my buyers and I. I Highly recommend him to anyone as he has many years of experience.
Reply from Owner
September 4th, 2025 12:00 AM
Thank you Catalina, its a pleasure doing business with you, happy to support you.
Jose Molina and his team truly went above and beyond during our home-buying process. They were incredibly flexible and understanding of my work schedule and our unique circumstances, which made the entire experience much less stressful. They...
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Reply from Owner
January 5th, 2026 03:59 PM
I'm glad to hear that your home-buying journey was a positive experience, Thaily. It's important to me to ensure you feel supported and informed throughout such a significant process. I will pass on your kind words to Nohelia, as I know she...
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Team Molina at Coast Home Loans has received a review with 5 star rating from Nelson J
Reply from Owner
December 23rd, 2025 06:32 AM
I appreciate your high rating, Nelson. Thank you for choosing to work with me!
Awesome group. They worked hard with my situation in order to see loan all the way through.
Reply from Owner
December 6th, 2025 11:17 PM
I'm pleased to know that my efforts made a positive impact on your experience, Lee. It was a pleasure working with you to see your loan through. If you have any more questions or need further assistance, feel free to reach out.
The Team at Coast Home Loans have been amazing to work with, communicative, courteous, respectful and beyond helpful!
Reply from Owner
December 6th, 2025 07:25 PM
I'm grateful for your kind words, Santino. If there's anything further I can assist you with, feel free to reach out. Thank you for your trust us.. take care
Team Molina has been one of my best if not the best transaction experience, from day one when he took over my buyer. He is trustworthy and very honest. He goes above and beyond for the benefit of the client. It was such a pleasure doing business...
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Reply from Owner
November 20th, 2025 02:25 AM
I genuinely appreciate your kind words, Cecilia. It was a pleasure assisting you and your buyer throughout the process. Trust and honesty are principles I hold dear, and I'm glad this came through during our transaction. I look forward to supporting...
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Thank you so much for giving me the opportunity to refinance my home. I truly appreciate all your help and support throughout the process. You were always there whenever I had a question or needed. Anything I highly recommend you to anyone....
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Reply from Owner
October 30th, 2025 12:02 AM
I'm grateful for your kind words, Elizabeth. It was my pleasure to assist you with your refinancing needs. I'm glad to hear that you felt supported throughout the process, If you ever have further questions or need assistance in the future,...
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Jose Molina of Coast Home Loans & Kary Moore of Properties Unlimited R/E successfully closed on this Beautiful 7-year old, REO home in Manteca, CA on 10/27/25. Team Molina at Coast Home Loans was able to get this and another transaction completed...
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Reply from Owner
October 30th, 2025 12:03 AM
I appreciate the positive feedback, Kary. It was a pleasure working alongside you and ensuring everything came together smoothly for Art and his family. Thank you for acknowledging the team's effort and dedication. Looking forward to more successful...
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Jose Molina was an outstanding loan officer throughout our home-buying journey. From the very beginning, he guided us with clarity and professionalism, taking the time to explain every step of the process in detail. He provided clear breakdowns...
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Reply from Owner
October 28th, 2025 09:15 PM
Thank you Lynna for your kind words, it was a total pleasure helping you and your family make get into your first home.. I only with that all of my clients were as easy to work with as you. I wish you and your family the very vest and if there...
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I am extremely grateful to have the help of Jose & Team Molina during the home buying process.Jose is very knowledgable & thorough, able to answer every question i could find or think of, and walk me thru the entire process, step by step. Highly...
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Reply from Team Molina at Coast Home Loans
October 27th, 2025 03:35 PM
Thank you Tino for your kind words, it was a total pleasure helping you and your family make get into your first home.. I only with that all of my clients were as easy to work with as you. I wish you and your family the very vest and if there...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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