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Team Molina at Coast Home Loans - Sr Loan Officer in Stockton, CA
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Team Molina at Coast Home Loans

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Sr Loan Officer

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With over 38 years of hands-on experience, What We Offer: FHA, VA, and Conventional home loans Jumbo and renovation financing Investment property loans (single & multi-unit) Bridge loans for seamless buying/selling First-time buyer program... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
    S
    Sally S
    Tujunga, CA
    Posted on May 2nd, 2021 04:46 AM
    Jose and his team helped through the process every step of the way.
    Reply from Team Molina at Coast Home Loans
    June 25th, 2025 01:35 AM
    We are pleased to hear that Jose and his team were able to assist you throughout the process. Your satisfaction is important to us, and we value your feedback. If there are any additional questions or concerns we can address, please feel free...
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  • Persona migrate verified
    H
    Horacio H
    Los Banos, CA
    Posted on April 28th, 2021 07:57 PM
    It would of been nice for underwriting to catch things first hand even the LO stated that was a big issue, it delayed the close and buyer was very upset.
    Reply from Team Molina at Coast Home Loans
    August 23rd, 2025 06:24 PM
    Horacio, I appreciate your feedback and I’m sorry to hear about the frustrations you experienced, particularly with the underwriting process. Timely communication and smooth processes are essential, and it's clear that we missed the mark here....
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  • Persona migrate verified
    M
    Matthew M
    Atwater, CA
    Posted on April 17th, 2021 12:02 PM
    Everything
  • Persona migrate verified
    R
    Ronald M
    Stockton, CA
    Posted on April 12th, 2021 05:15 PM
    Jose and his team helped to navigate the rapids along the river, as well as the calm areas. There were a few issues with communication with my agent, but they were quickly resolved. I had full faith and trust in his team.
  • Persona migrate verified
    C
    Christopher J
    Los Banos, CA
    Posted on April 11th, 2021 04:15 AM
    The process was overall very smooth and we didn’t hit any speed bumps until the end. I feel like communication could have been a lot better. It’s difficult to communicate and have a connection with a lot of people compared to 1 on 1.
    Reply from Team Molina at Coast Home Loans
    August 23rd, 2025 06:25 PM
    Christopher, I appreciate you sharing your thoughts on the experience. It's great to hear that the process went smoothly for the most part. I understand how managing communication with multiple people can sometimes feel overwhelming. I'll take...
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  • Persona migrate verified
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    Paul L
    Stockton, CA
    Posted on April 7th, 2021 05:40 PM
    We ran into a challenge situation during the last week of closing. But Jose and his team worked very hard and we managed to close the deal in a timely manner. Without his team, I am sure that we might have a difficult time to close the transition....
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  • Persona migrate verified
    M
    Mai L
    Stockton, CA
    Posted on April 7th, 2021 03:39 PM
    The two way communication were great. Great responding on email and text message in a short period of time. All of my questions were answered and I have a great experience working with the Molina team for my home purchase.
    Reply from Team Molina at Coast Home Loans
    June 25th, 2025 01:35 AM
    We appreciate your positive feedback, Mai. It's wonderful to hear that our communication met your expectations and that all your questions were promptly addressed. We are delighted that you had a great experience working with Team Molina for...
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  • Persona migrate verified
    M
    Margaret E
    Posted on April 6th, 2021 03:47 PM
    I am a Realtor, and when I refer Buyers to Jose, I can rest assured that once they've talked with Jose, the purchase of their new home is a "done-deal".Jose is very knowledgeable in the lending arena, an expert. He conscientious and communicates...
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  • Persona migrate verified
    J
    Jesus A
    Los Banos, CA
    Posted on April 5th, 2021 05:57 PM
    The communication was great all my questions were answered. Any time I would call with a question or if I was un sure of something I would get a call back right away it definitely made the process nice and easy
  • Persona migrate verified
    J
    Jack B
    Los Banos, CA
    Posted on April 4th, 2021 12:41 AM
    Jose, you were very informative and made it possible for something that I thought would never be possible.
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    About
    With over 38 years of hands-on experience, What We Offer: FHA, VA, and Conventional home loans Jumbo and renovation financing Investment property loans (single & multi-unit) Bridge loans for seamless buying/selling First-time buyer programs and coaching Solutions for self-employed and non-traditional income A client-first approach with clear, straightforward guidance Fix & Flip financing expertise Solutions for homeowners facing foreclosure Options for clients behind on payments Navigating probate real estate challenges Tailored lending for distressed or hard-to-approve files After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Down Payment Assistance
    Mortgage Refinance
    Home Purchasing Assistance
    Mortgage Loan Application Assistance
    Mortgage Loan Shopping Assistance
    Mortgage Rate Shopping Assistance
    Specialities
    free consultations on income & credit analysis
    non-qm / dscr, bank statement, hard money & commercial loans
    reverse mortgages, heloc, 2nd mortgages
    fha/va conventional, down payment assistance
    construction, 203k rehab
    bridge loans
    fix and flip loans
    for sale by owner assistance
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    Positions
    • The Regina Group LLC - Business Owner
      Aug 1st, 2022 - Current
    Memberships
    • bni
    • 170
    • 13 years
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    Addresses and Serving Areas

    Year Started

    1986

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • nmls #240269
    • cadre#00947772
    Gallery
    Team Molina at Coast Home Loans - Gallery Photo
    Team Molina at Coast Home Loans - Gallery Photo
    Team Molina at Coast Home Loans - Gallery Photo
    Team Molina at Coast Home Loans - Gallery Photo
    Team Molina at Coast Home Loans - Gallery Photo
    View all
    +5
    Achievements
    • builder certification
    Hobbies
    • golfing, movies, fine dining and traveling to exotic locations with my family.
    • family & traveling
    • visiting other countries
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    Disclaimer
    .