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Team Molina at Coast Home Loans
Sr Loan Officer
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great and fast. No complaints
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:33 AM
We are thrilled to hear that you had a great and efficient experience with Team Molina. Your satisfaction is our priority, and we appreciate your positive feedback. Thank you for choosing Secure Choice Lending.
Great communication and just over great friendly service
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:33 AM
We are thrilled to hear that you had a positive experience with Team Molina at Coast Home Loans. Great communication and friendly service are priorities for us, and we're glad to know we met your expectations. Thank you for your kind words...
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could have better communication and follow up with the selling agent
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 06:24 PM
Horacio, thank you for sharing your feedback. I understand how crucial communication and follow-up are during the home loan process. I'm sorry to hear that this aspect of our service didn't meet your expectations. Please know that I'm always...
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Great rates
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:33 AM
We are thrilled to hear you were pleased with the rates, Kim-Thu. At Secure Choice Lending, we strive to provide the best options for our clients. Thank you for your feedback.
Excellent communication and way bog explaining
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:34 AM
We appreciate your kind words about our communication and explanation efforts. It is our goal to ensure clarity and understanding throughout the process. Thank you for choosing Secure Choice Lending.
Everyone was very helpful with the process. Helped us with the hiccups that appeared through out the process.
Reply from Team Molina at Coast Home Loans
June 25th, 2025 01:34 AM
We are thrilled to hear that our team's assistance made a positive impact on your experience. It's great to know we could help you navigate any challenges along the way. Thank you for your kind words and for choosing Secure Choice Lending.
Our refinancing was not the normal clean cut refinancing my wife and I raised our children in our house we wanted to keep our home at all cost. We had layers of challenges If the refinancing was not going to go through we would had to sell...
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How quick and professionalism are you and your team members.
Jose Molina and his team really seem to understand the needs of our clients and make great efforts to keep us updated on the status of their loans.
I spoke with Jose regarding my issues. I do appreciate his honesty and because of that I would recommend using them.
Reply from Team Molina at Coast Home Loans
August 23rd, 2025 06:24 PM
James, I appreciate you taking the time to share your experience. It's good to know that Jose's honesty made a positive impact, and I'm grateful for your recommendation. If you have any other questions or if there's ever anything else I can...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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