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Joshua Johnston

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Loan Officer

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The best part of this job is when someone has been denied elsewhere and I get to make the phone call telling them they've been approved. As a broker, I shop over 100 lenders on every file to find who's offering the best rate at the lowest c... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(469) 804-5552
Irvine, CA
https://westcapitallending.com/
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  • SFTP
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    Gerrick W
    Westfield, IN
    Posted on September 6th, 2026 12:43 PM
    Joshua was easy to work with and his communication was on point
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    Christine W
    Milford, OH
    Posted on August 27th, 2026 05:13 PM
    Josh and Ryan were both patient,kind and responsive Thank You
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    Brandon P
    Moses Lake, WA
    Posted on August 22nd, 2026 12:57 AM
    Great communication, got back to me fast, answered all my questions.
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    Sheilah W
    JACKSONVILLE, NC
    Posted on August 21st, 2026 07:13 AM
    was very informative and patient and willing to work with me and explain things where I could understand it. He was professional and always courteous. The only reason I didn't give West Capital 10 is because it's hard to get people on the phone...
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    Veronica D
    Cincinnati, OH
    Posted on August 20th, 2026 02:46 PM
    Unhappy with the interest rate. With my credit and payment history should have been better. The fees are to high.
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    Daniel R
    Ocala, FL
    Posted on August 14th, 2026 02:34 PM
    Joshua was great and answered all my questions and was availabe each time i needed him.
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    Michael M
    Caledonia, MI
    Posted on August 3rd, 2026 03:12 PM
    Super smooth . And easy to communicate.
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    Raymond G
    Tulsa, OK
    Posted on August 1st, 2026 04:11 PM
    The customer service and communication
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    About
    The best part of this job is when someone has been denied elsewhere and I get to make the phone call telling them they've been approved. As a broker, I shop over 100 lenders on every file to find who's offering the best rate at the lowest cost, so my clients never have to wonder whether there was a better deal out there. Beyond that, my approach is simple: straight answers, early communication, and no surprises at the closing table. Whatever your situation looks like, I'm here for it, a mortgage is most people's biggest financial decision, and I treat it like one.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    DSCR
    Community Loan / No-Ratio
    Bank Statement
    Home Equity Investment / HEI
    QM Mortgage
    Non-QM Mortgage
    Home Equity Loan
    2nd Mortgage
    View All
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing