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Your Mortgage Solved — With Soldier’s Discipline and MBA Precision. A mortgage isn’t just debt; it’s a strategic wealth‑building tool. As the Nashville Market Lead for Independence Home Loans, I deliver advisory‑driven guidance across 14 st... Show More
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Reviews from Web
  • write_review_unverified
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    Josephine H
    Posted on October 24th, 2026 03:21 PM
    John Smith has been extremely helpful and patient while helping us with our refinancing,V.A. loan. Thank you John and God bless you!
    Reply from John Smith
    October 24th, 2026 03:29 PM
    Thank you for allowing me to serve you and your husband Mrs. Heise. As a veteran I am proud when I can help my fellow veterans. Warmest, John
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    Justin B
    Posted on October 23rd, 2026 07:36 PM
    John went above and beyond to facilitate the loan and without him I probably would have just given up. John is genuine and really cares about making your goals happen.
    Reply from John Smith
    October 24th, 2026 03:28 PM
    I appreciate your kind words Justin. All the best!
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    Albert P
    Posted on October 5th, 2026 03:45 PM
    Thank you John!
    Reply from John Smith
    October 5th, 2026 03:52 PM
    Thank you, Albert! I truly appreciate the opportunity to assist you with your debt consolidation. Preparing for retirement is a major milestone, and structuring your home equity to clear high-interest debt is a powerful step toward securing...
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    Eric J
    Barrington, Illinois
    Posted on October 5th, 2026 01:45 PM
    Did a great job
    Reply from John Smith
    October 5th, 2026 02:21 PM
    I'm glad to hear you had a positive experience, Eric. Thank you for your kind words about my work with New American Funding.
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    Kathryn R
    Gulfport, Mississippi
    Posted on October 4th, 2026 07:31 PM
    Accessible knowledgeable and kind at all times
    Reply from John Smith
    October 5th, 2026 02:24 PM
    Thank you for your kind words. My goal is always to help my clients put themselves in the best possible financial position, whether that's reducing debt, paying off their home sooner, or creating more financial flexibility for the future. I...
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    Danny F E
    Centre, AL
    Posted on September 29th, 2026 04:59 AM
    All my needs were meet
    Reply from John Smith
    September 29th, 2026 01:30 PM
    I'm pleased to hear that all your needs were met, Danny. It was a pleasure working with you, and I'm glad New American Funding could be part of your experience.
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    About
    Your Mortgage Solved — With Soldier’s Discipline and MBA Precision. A mortgage isn’t just debt; it’s a strategic wealth‑building tool. As the Nashville Market Lead for Independence Home Loans, I deliver advisory‑driven guidance across 14 states, using my accounting background and MBA to focus on ROI, not just rates. I specialize in complex scenarios—DSCR, ITIN, and high‑net‑worth debt consolidation—where speed and accuracy matter. My mission is simple: create the fastest path to debt‑freedom while aligning your home with your long‑term financial strategy. Disclosures: John C. Smith Jr., NMLS #2655932 Independence Home Loans, NMLS #2284910 Equal Housing Opportunity Licensed in AL, AR, CA, FL, GA, IL, KS, KY, MN, MS, MO, NE, SD, TN
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Memberships
    • NAMB
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 2655932
    • IL 031.0092346
    • KY MC897783
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    Hobbies
    • Singing
    • Golf
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing