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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982
University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
John and the whole Pm loans team were very knowledgeable about our mortgage process. Very friendly group.
Reply from John Pavlakovich at Prosperity Home...
April 6th, 2026 02:58 AM
I appreciate your kind words, Stephanie. I'm glad to hear that you found the knowledge and friendliness of the team beneficial during your mortgage process. If you have any more questions or need further assistance in the future, please feel...
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Great communication with the team. There was a lot of documents needed for the underwriters that was a bit overwhelming, but the team walked us through it so the loan was approved before the closing.
Reply from John Pavlakovich at Prosperity Home...
April 5th, 2026 08:39 PM
I appreciate your feedback, Ardy. I'm glad to hear that the communication was effective and that the team could assist you through the document process for a smooth approval. Navigating these requirements can be challenging, so I'm pleased...
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John is great at communicating and made the process easier! He was genuinely invested in getting the deal done and made it happen. We truly appreciate the long hours he worked to make sure our deal went through! Highly recommend and will use...
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Reply from John Pavlakovich at Prosperity Home...
April 1st, 2026 05:58 AM
Hunter, I truly appreciate your kind words. It's wonderful to hear that the communication and dedication to getting the deal done made a difference in your experience. I'm grateful for your recognition of the effort put into ensuring everything...
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John, Kristin and Shelly were awesome to work with. They were all very quick to respond. We appreciate how carefully they navigated each time-sensitive item. We appreciate their proactive tendencies. We will definitely work with them again...
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Reply from John Pavlakovich at Prosperity Home...
March 31st, 2026 04:16 AM
Thanks so much for your kind words, Dominic. I'm glad to hear that working us was a positive experience. Ensuring timely responses and careful handling of time-sensitive matters is always a priority. It's great to know we could assist you effectively....
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We had such a lovely experience working with John. We've been lucky enough to work with terrific lenders before but John is by far our favorite. John's team (Kristin and Shelly) were just as incredible as him. We are so grateful to have met...
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Reply from John Pavlakovich
March 31st, 2026 04:18 AM
I truly appreciate your kind words, Risha. It’s wonderful to hear that you had such a positive experience with me and my team, and I. Your satisfaction and trust mean a great deal to us. Should you decide to refinance in the future, I would...
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Support when needed especially as we were making this arrangement from over seas.
Reply from John Pavlakovich
March 31st, 2026 04:20 AM
It's reassuring to know that the support provided was helpful during your overseas arrangement, Jamie. If you ever have more questions or need further assistance, please feel free to reach out at any time. I will be sure to circle back with...
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More difficult than typical loan since buyers were an out-of-state trust, then added their son to the loan, tight deadlines - John's council and advice was spot-on - got it all done.
Reply from John Pavlakovich
March 31st, 2026 04:22 AM
Chris, thank you for sharing your experience. It was great working with you on this deal. Navigating the complexities of out-of-state trusts and tight deadlines can indeed be challenging, so I'm pleased to hear that my guidance and advice were...
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John and his team were great assets to my clients and myself during this transaction. He took the time to explain his process to everyone, demonsrated his expertise, and communicated just the right amount up until a successful closing.
Reply from John Pavlakovich
March 13th, 2026 03:20 PM
It's great to hear that the communication and guidance were helpful for you and your clients, Rob. I always aim to ensure everyone feels informed and comfortable throughout the process. If you ever have more questions or need assistance again,...
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John was very friendly and did a great job communicating in a timely manner.
Reply from John Pavlakovich
March 2nd, 2026 07:52 PM
Rachel, your feedback means a lot to me. I'm glad to hear that my friendly approach and timely communication made a positive impact on your experience. If there's anything else you need or any questions you have in the future, feel free to...
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We received prompt responses from everyone at Prosperity, and John took extra time to go over details with us.
Reply from John Pavlakovich at Prosperity Home...
February 13th, 2026 05:23 AM
It's great to hear that you felt supported throughout the process, Jayne. I always aim to ensure that every detail is thoroughly explained and address your questions promptly. If there's anything else I can assist you with in the future, please...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025
Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
