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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Business Hours
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24 hours
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24 hours
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24 hours(Open now)
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Reviews from Web
John, Kristin, and Shelly were all very on top of things, knowledgeable, and communicative. They made this process seamless and easy. I believe one of the reasons we were able to get this place and close early was because of this team. Thanks,...
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Even though we are executing the somewhat complex 1031 Exchange, John made it simple by shepherding us through each step. We've bought a number of real estate properties, and even with these added requirements, this experience was relatively...
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John was very knowledgeable, made us a priority and was honest. Everything we were hoping for and more.
John's knowledge regarding our type of Jumbo loan and his stewardship of the entire process helped us immensely.
John was OUTSTANDING and we will be referring everyone to him and his group. Not only is his expertise apparent but he’s extremely responsive. We asked a lot of him with a fast closing and he came through with time to spare. Most of all, he...
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John and his team were great communicators and made sure I understood everything going on throughout the entire process
From the first call John walked us through a rather complicated loan process with a level of respect, kindness, timeliness and professionalism that calmed our concerns and in the end got us the best interest rate we could have hope for. Highly...
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Reply from John Pavlakovich
March 11th, 2024 03:22 PM
Thanks so much for your kind words and review Jeni! It was a pleasure working with you again!
From the first call John walked us through a rather complicated loan process with a level of respect, kindness, timeliness and professionalism that calmed our concerns and in the end got us the best interest rate we could have hope for. Highly...
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Reply from Owner
March 11th, 2024 12:00 AM
Thanks so much for your kind words and review Jeni! It was a pleasure working with you again!
From the first call John walked us through a rather complicated loan process with a level of respect, kindness, timeliness and professionalism that calmed our concerns and in the end got us the best interest rate we could have hope for. Highly...
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John graciously and clearly helped us to navigate a loan process that was new and at times confusing for us. He was always available for questions, extremely prompt in his replies and very respectful and professional. We'd HIGHLY recommend...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.