Top 5%
John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982
University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
John was very knowledgable, and helpful every step of the way.
He kept us on task and answered all of our questions and offered several options in many cases. This was very supportive as we were a bit rusty in the process.
Reply from John Pavlakovich
May 6th, 2023 03:03 AM
Thanks so much Sheila! It was a pleasure working with you and Sean! Congrats on your new home! I will be sure to circle back when rates improve. Hope you are enjoying your new home! Congrats again!
John was so great with his communication and was always quick to respond to any of are questions we had throughout the process.
Reply from John Pavlakovich
May 6th, 2023 03:04 AM
Thanks so much Sean! I really appreciate the opportunity to assist your with your new home purchase mortgage financing! Thanks again for being so on top of it all from your end. You are a model borrower client. Hope you and Sheila are enjoying...
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John and Shelly were very helpful, frequently updating the list of documents we needed and explaining exactly what was needed.
Reply from John Pavlakovich
May 6th, 2023 02:59 AM
Thanks so much Camille! We really appreciate you being so on top of it all from your end. Congratulations!! Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
Very attentive and helpful
Reply from John Pavlakovich
May 6th, 2023 03:05 AM
Thanks so much Stephen! It was a pleasure working with you. Hope you are enjoying your new home! I will be sure to circle back when rates improve. Congratulations!!!
John was great to work with, he made it clear what was being discussed and laid out options in a way that avoids confusion.
Reply from John Pavlakovich
May 6th, 2023 03:07 AM
Thanks so much Mark! It was a pleasure working with you. Thanks for being so responsive from your end. You are a model client. I hope you are enjoying your new home and will be sure to circle back when rates improve. Congratulations!
John kept us updated on loan progress. He addressed any questions we had. I felt like he was an advocate for our interests, not a loan salesman.
Reply from John Pavlakovich
May 6th, 2023 03:08 AM
Thanks so much Jill! Congratulations on your new home purchase! I really appreciate the opportunity to assist you with your new home purchase mortgage financing. You are a model client. Thank you for being so responsive. I hope you are enjoying...
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John has two great skills, he is a very hard worker and takes the time to provide comprehensive explanations. We very much appreciated John.
Reply from John Pavlakovich
May 6th, 2023 04:57 AM
Thank you so much Paula!
I really appreciate it.
It was a pleasure working with you.
Hope you are enjoying your new home!
I will be sure to circle back when rates improve and it makes sense to refinance.
Thanks again!
John
Great communication through the entire process. Answered my questions quickly and effectively. Also gave great advice.
Reply from John Pavlakovich
May 6th, 2023 03:09 AM
Thanks so much Quinn! I really appreciate the opportunity to assist with your new home purchase mortgage financing and hope you are enjoying your new home!! I will be sure to circle back when rates improve. Congratulations!
John is an incredible professional, with an eye for detail thats extremely impressive, he is quick, smart and he listens to what matters to you. I'm lucky to have met and worked with John. We are now on our dream home and he worked really beautifully...
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Reply from John Pavlakovich
May 6th, 2023 04:58 AM
Thank you so much Vanessa. It was a pleasure working with you and I'm glad we were able to find a solution for you and your family. Hope you are enjoying your home and the neighborhood! I will be sure to circle back with you when rates improve...
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John P was my lender when my husband and I ventured into buying our first home. We honestly knew nothing about real estate. John was incredible! He walked me through everything and never made me feel stupid or poor! With John, it will be a...
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Reply from John Pavlakovich
March 11th, 2024 03:20 PM
Thanks so much for your kind words and review Caroline! It was a pleasure working with you both! I will be sure to circle back when rates improve. Thanks again!
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025
Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
