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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
John is the best mortgage consultant out there. Always there to help, listen, and guide. I felt very comfortable in a stressful situation with John by my side.
Reply from Owner
March 11th, 2024 12:00 AM
Thanks so much for your kind words and review Paul. Hope you are still enjoying your home! I will be sure to circle back when rates improve to discuss refinancing into a lower rate and payment. Thanks again!
John was communicative (even on weekends), friendly and a pleasure to work with. Even better - he met our closing deadline easily!
Reply from John Pavlakovich
May 23rd, 2023 03:31 PM
Thanks so much Rebecca. It was a pleasure working with you.
I will be sure to follow up and also circle back when rates improve.
Congrats on your new home purchase!
Thanks again!
John
John is a master at his craft and was very communicative throughout the process.
Reply from John Pavlakovich
May 10th, 2023 02:12 AM
Thanks so much Jason.
I really appreciate your kind words and feedback.
It was a pleasure working with you again.
I will be sure to circle back when rates improve and it makes sense to refinance.
Thanks again!
John
I am writing to recommend John as a speedy and reliable mortgage lender. As someone who has worked with John on several occasions, I can attest to his exceptional professionalism and ability to get things done quickly and efficiently. John...
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Reply from John Pavlakovich
May 10th, 2023 01:49 AM
Thank you so much Kaelyn. I really appreciate it. Glad you found the right home for you & Leo. Very exciting time for you both. I will be sure to circle back when rates improve and it makes sense to refinance. Congratulations on your new home!...
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Communication and walking me through the numbers
Reply from John Pavlakovich
May 9th, 2023 02:06 PM
Thanks so much Katrina.
Congratulations on your new home purchase!
It was a pleasure working with you.
I will be sure to circle back with rates improve.
Thanks again!
John
John did a great job providing us with all that we needed and was always available no matter the time of day if we had any questions
Reply from John Pavlakovich
May 9th, 2023 02:07 PM
Thanks so much Marney.
I really appreciate it.
Congratulations on your new home purchase and best of luck with a smooth move this week!
I will be sure to circle back with you both when rates improve.
Thanks again!
John
John is extremely communicative and a great advocate for his clients.
Reply from John Pavlakovich
May 9th, 2023 02:08 PM
Thanks so much Andy!
It was a pleasure working with you again!
Congratulations on your new home purchase and best of luck with a smooth move this week!
I will be sure to follow up regarding your recast in June.
Thanks again!
John
The lender was patient with us throughout the process of obtaining the loan. I thank them for that.
Reply from John Pavlakovich
May 9th, 2023 12:56 AM
Thanks so much Joseph!
It was a pleasure working with you and your family.
Congratulations on your new home purchase!
Thanks again,
John
John was awesome. Responsive, easy to work with, and cares a lot. Would definitely recommend.
Reply from John Pavlakovich
May 8th, 2023 11:58 PM
Thanks so much Andrew! It was a pleasure working with you. I will be sure to circle back with you when rates improve and it makes sense to refinance.
Congratulations on your new home purchase and welcome to CO!
Thanks again,
John
Working with John was a pleasure. We shopped around and he was the most knowledgeable out there. Highly recommend!
Reply from John Pavlakovich
May 7th, 2023 04:13 PM
Thanks so much Adam! I really appreciate it.
It was a pleasure working with you.
Very exciting time for your family!
Congratulations!!
John
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.