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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours(Open now)
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24 hours
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Reviews from Web
Good communication with me, explained everything well, gave me help when needed, friendly.
Reply from John Pavlakovich at Prosperity Home...
April 1st, 2024 08:28 PM
I'm incredibly grateful for your 5-star review, Clif! It was a pleasure to assist you through your home purchasing journey and I'm glad that I was able to help and provide clear communications throughout the process. It's always my goal to...
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Working with John is always a pleasure. He is upbeat, very responsive, and extremely knowledgeable. I am confident in recommending John to my Buyers as I know he will be proactive in contacting a listing broker on behalf of the Buyer as well...
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Reply from John Pavlakovich at Prosperity Home...
March 26th, 2024 04:26 PM
I greatly appreciate your kind words, Dee and Tom. It's always a joy working with you as well. Your trust and confidence in my work mean a lot to me. I'm glad that my proactive approach and diligence contribute to a smooth transaction process....
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John was professional, caring and very quick to get back in communication. He explained parts of the process we did not understand and advocated wisely and graciously for us when there was some miscommunication with the closing company. We...
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Reply from John Pavlakovich at Prosperity Home...
March 18th, 2024 03:37 PM
I'm sincerely grateful for your kind words and the high rating, Jennifer. I'm pleased to know you appreciated not only my professionalism but also my responsiveness and the care I put into every interaction. It was my pleasure to help clarify...
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John was available day and night to help us with our mortgage
Reply from John Pavlakovich at Prosperity Home...
March 18th, 2024 04:21 PM
I'm delighted to hear that you've had a positive experience with your mortgage process, David. It was my pleasure to assist you any time you needed, making sure all your questions were answered and concerns addressed. I will be sure to circle...
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John was always available and made the whole process seamless. He was great to work with.
Reply from John Pavlakovich at Prosperity Home...
March 14th, 2024 02:36 AM
Thanks so much for your kind words, Jenna. It was a pleasure working with you. Congratulations again on your new home purchase! I will be sure to circle back with you both when rates improve, and it makes sense to refinance into a lower rate...
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John provided excellent guidance through our stressful and rather complex lending process. John was very knowledgeable, professional and he communicated promptly throughout the process. I highly recommend John and his team at Prosperity Home...
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Reply from John Pavlakovich at Prosperity Home...
March 13th, 2024 03:09 AM
I'm truly grateful for your kind words, Max. It was a pleasure to assist you through your lending process. Knowing the process can be stressful, my goal is always to provide valuable guidance and professional service. I'm thrilled to hear you...
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It was a tough process throughout. Tough time rates wise though too.
Reply from John Pavlakovich at Prosperity Home...
July 8th, 2024 05:17 PM
Thanks for the feedback, Conor. I understand the process was more challenging than usual and the current market rates added to the complexity. At Prosperity Home Mortgage, we always strive to make the process as smooth as possible for our clients....
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Having clear communication. Being able to have questions answered quickly and efficiently. Having questions explained to me very simply and ensuring I understand properly.
Reply from John Pavlakovich at Prosperity Home...
March 11th, 2024 03:08 PM
Thanks so much for your kind words and feedback Emmitt! It was a pleasure working with you. Congratulations on your new home purchase! Very exciting time for you!!I will be sure to circle back when rates improve and it makes sense to refinance...
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Communication ,problem solving, responsiveness
Reply from John Pavlakovich at Prosperity Home...
March 6th, 2024 03:01 AM
I'm delighted to hear that you had a positive experience with your home purchase, Bill Your feedback is greatly appreciated, especially in areas like communication, problem-solving, and responsiveness—these are aspects that we take great pride...
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VERY personalized and timely advice and recommendations. Great to work with.
Reply from John Pavlakovich at Prosperity Home...
February 16th, 2024 11:40 PM
Thanks so much for your kind words Sridhar. Congratulations on your new home purchase closing! I will be sure to circle back when rates improve and it makes sense for you to refinance into a lower rate and payment. Congrats agian!Sincerely,...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.