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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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24 hours
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Reviews from Web
Great transaction! All deadlines met, great communication:) thank you
Reply from John Pavlakovich at Prosperity Home...
November 7th, 2024 03:50 AM
I'm thrilled to hear that you had a positive experience with your transaction, Ashley. Meeting deadlines and maintaining strong communication are some of the virtues we pride ourselves on at Prosperity Home Mortgage. Thank you for the 5-star...
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John was an absolute pleasure to work with. He explained the process, streamlined communication, and provided updates so that we could close timely! His support was beyond my expectations!
Reply from Owner
March 26th, 2025 12:00 AM
Thanks so much for your review and kind words Amber. I'm thrilled for you and your family. I will be sure to circle back when rates improve. Wishing you all the best in your new home! Hope you are already enjoying CO and all our perks!
John Pavlakovich at Prosperity Home Mortgage - Denver has received a review with 5 star rating from Amber G
Reply from Owner
December 18th, 2024 03:59 PM
Amber, I'm thrilled to hear that you were satisfied with the service provided at Prosperity Home Mortgage - Denver. Your feedback is greatly appreciated and it was a pleasure working with you. Looking forward to assisting you in the future....
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John made the transaction seemless and provided guidance and support throughout the loan process. He was an absolute pleasure to work with!
Reply from John Pavlakovich
November 7th, 2024 03:52 AM
I'm really pleased to hear that you found the transaction seamless and that my guidance and support were helpful during the loan process. It was truly a pleasure working with you on this purchase. Thanks for choosing Prosperity Home Mortgage...
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Quick close and great service! Good communication in the evening.
Reply from John Pavlakovich at Prosperity Home...
October 22nd, 2024 10:43 PM
I'm so glad to hear you had a positive experience, Travus! It was a pleasure to assist you with your purchase and I'm delighted that our communication met your needs. Thank you for your stellar rating and review. If you ever have any mortgage-related...
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I had difficulty with the electronic process - docs not successfully being transmitted, repeat submittals, scheduled phone calls not received timely. I am pleased with the results but it was a very stressful experience.
Reply from John Pavlakovich at Prosperity Home...
May 28th, 2025 04:41 PM
Thank you for the feedback, Jerry. We always strive to make the homebuying process as easy as possible. I'm sorry your experience was stressful and apologize that we did not meet our standard this time. We will take this information and improve...
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This was a complex transaction requiring a few unconventional solutions, which John and Prosperity were able to provide the right loan product and solution for. We were left extremely grateful!
Reply from John Pavlakovich at Prosperity Home...
September 22nd, 2024 10:57 PM
Thanks so much for your review Taylor. Congrats to you and your family on your beautiful new home purchase and closing! I will be sure to circle back with you when rates improve and it makes sense to refinance into a lower rate and payment....
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John Pavlakovich at Prosperity Home Mortgage - Denver has received a review with 5 star rating from Leah Y
Reply from Owner
December 18th, 2024 04:00 PM
Leah, thank you for the perfect rating! It's always our mission at Prosperity Home Mortgage to ensure our clients have a positive and efficient experience. Your feedback is greatly appreciated and I'm personally thrilled to hear you're satisfied...
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John went out of his way to make sure our dreams of buying our house came true. He worked endlessly even at odd hours of the night for us. If any obstacles arose he was on it immediately finding a solution. From the minute we decided to go...
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Reply from John Pavlakovich at Prosperity Home...
September 20th, 2024 03:32 AM
Hi Leah, Your feedback is immensely appreciated. It was my pleasure to assist you in your home buying journey. Your dream was my motivation, and I'm thrilled to know that my efforts significantly contributed to making this all possible for...
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communication
Reply from John Pavlakovich at Prosperity Home...
September 19th, 2024 07:44 PM
Thanks so much for the feedback Rod. WE really appreciate you both being model borrower clients. Congrats again on closing!Welcome to CO! I will be sure to circle back with you regarding your first payment and then again when rates improve,...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.