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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Reviews from Web
John and his team worked very hard to make sure we were able to close on time, navigating several difficult challenges in the process. Professional and organized they made the daunting process manageable and helped us get into our first home...
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Reply from Owner
March 25th, 2025 01:28 AM
Thank you, Ben, for taking the time to share your experience. It was truly a pleasure working with you on your journey to homeownership. Navigating the challenges of the process is something we strive to excel at, and I’m thrilled to hear that...
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John and his team worked very hard to make sure we were able to close on time, navigating several difficult challenges in the process. Professional and organized they made the daunting process manageable and helped us get into our first home...
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Reply from John Pavlakovich
March 8th, 2025 12:27 AM
Hey Benjamin, Thanks for taking the time to leave a review and for trusting me with your home purchase. I'm glad we could successfully close on time, even though there were some bumps toward the end with the sellers and title docs. I'm glad...
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John and his team were communicative, helpful, informative and awesome to work with. He’s part of a strong company that is well known and respected, so our seller felt confident with our offer backed by prosperity. Definitely recommend!!!
Reply from Owner
March 24th, 2025 09:28 PM
Lizzie, thank you so much for your kind words. It was a pleasure working with you, and I'm thrilled that you're happy with the service we provided. Our goal is always to make the home buying process as smooth and stress-free as possible, and...
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This whole process with John and his team has been extremely thoughtful and professional. Making this type of purchase can feel overwhelming and intimidating, however working with John eliminated all of that! We can't stress enough how much...
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Reply from Owner
March 26th, 2025 12:00 AM
Hey Laura, thanks so much for your kind words. I really appreciate your feedback and review. Very excited for you and your family! I will be sure to circle back when rates improve and it makes sense to refinance into a better rate and payment....
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"Exceptional Service from a True Professional!"Working with John Pavlakovich was an absolutely fantastic experience from start to finish. As first-time homebuyers, we had a lot of questions, but John made the entire process clear, smooth, and...
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Reply from John Pavlakovich at Prosperity Home...
March 20th, 2025 11:53 PM
Eli, thank you so much for your kind words! It was truly a pleasure to assist you through your home-buying journey. I'm thrilled to hear that you felt well-informed and supported throughout the process. Making sure you had all the information...
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Super communicative, patient and helpful!
Reply from John Pavlakovich at Prosperity Home...
March 20th, 2025 11:51 PM
Elizabeth, thank you so much for your kind words! It was a pleasure working with you on your home purchase. I'm thrilled to hear that you found my communication and patience helpful throughout the process. If you ever have any questions or...
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John made everything very easy and ensured our homebuying experience went smoothly! His quick responses and thorough follow-up mitigated a ton of stress for our first time buying
Reply from John Pavlakovich at Prosperity Home...
March 20th, 2025 03:27 AM
Hey Jacob, Thanks for the great feedback! I'm glad to hear you found my responsiveness and assistance helpful during your home buying process. It's always my goal to make things as smooth as possible for my clients. If there's anything else...
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Communication was amazing and John and PHM were able to get an offer out quickly that was backed so well that the seller easily made us the number 1 buyer.
Reply from Owner
March 20th, 2025 03:26 AM
Thank you so much for your kind words, Ali! I'm thrilled to hear about your positive experience working with my team and I, at Prosperity Home Mortgage. It's always my goal to ensure clear and efficient communication, and I'm glad that we could...
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John was very helpful with helping us understand the process and how we can support him to make this as clear as possible. He helped us get a good and competitive rate and worked with us on not just the plans for now but the best plan for us...
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Reply from John Pavlakovich at Prosperity Home...
March 17th, 2025 06:12 PM
Ali, I'm thrilled to hear about your positive experience and am grateful for your kind words. It was a pleasure working with you and helping you navigate the loan process. I’m glad we could secure a competitive rate and develop a plan that...
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John Pavlakovich at Prosperity Home Mortgage - Denver has received a review with 5 star rating from Keenan O
Reply from Owner
March 17th, 2025 06:13 PM
Thank you so much, Keenan, for your kind words and the fantastic rating. It was a pleasure working with you throughout the mortgage process. I’m thrilled to hear that you had a great experience, and I look forward to helping you or anyone you...
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.