

John Melnick, NMLS 527960 Presidential Bank M...
Senior Loan Officer | NMLS 527960

Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Pres... Show More
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He is so hard working and helpful even during weekends
Reply from John Melnick
December 19th, 2025 08:41 PM
I'm pleased to know that you felt well-informed throughout your process. Being available to answer questions and keep you updated is important to me, and I'm glad it made a difference for you. Thank you for considering recommending my services...
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Try to continue like this
Reply from John Melnick
November 24th, 2025 10:03 PM
I'm glad to hear that your experience went smoothly. Navigating the mortgage process can be challenging, and I'm pleased that I could assist you along the way. If you have further questions or need assistance in the future, please feel free...
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Guided us through the process
Reply from John Melnick
November 24th, 2025 10:04 PM
It was a pleasure to assist you through the process. Your feedback means a lot, and I'm glad you had a positive experience. If there's anything more, I can do for you, please feel free to reach out.
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Reply from John Melnick
October 10th, 2025 07:28 PM
I'm grateful for your perfect rating, Desalegn. If there's anything further I can assist you with regarding your mortgage needs, please feel free to reach out.
John is the best thing that has happened to our family. If it were not for him, we would not have purchased a home, and if there was a way to rate above 5 stars we would. John was extremely communicative with us, explaining each step of the...
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Reply from John Melnick
October 10th, 2025 07:29 PM
I'm grateful for the opportunity to have assisted you and your family in purchasing your home. It's heartening to know that my efforts in guiding you through each step, including securing unique programs, made such a difference in your experience....
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John was very responsive and flexible with my constrained working hours (my limited availability). He also helped make it possible for the house seed to put into my trust. In general- i I was impressed by John's expertise, timeliness, and customer...
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Reply from John Melnick
October 10th, 2025 07:29 PM
I am pleased to hear that my flexibility and responsiveness were helpful, especially with your busy schedule. Assisting with the process of putting your house into a trust was an important step, and I'm glad everything met your expectations....
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He navigated me through so many obstacles and it all turned out beautifully. Today is moving day!!!9
Reply from John Melnick
July 21st, 2025 04:57 PM
Congratulations on your moving day! It was a privilege to help you navigate through the obstacles along the way. If there's anything else I can assist you with as you settle into your new home, please feel free to reach out. Thank you for sharing...
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Great communication and patience with folks who struggle to always get paperwork together
Reply from John Melnick
July 14th, 2025 02:39 PM
I'm glad to hear that my communication and patience made a positive impact during your home purchase and mortgage experience. It's important to me that the process is as smooth as possible, especially when it comes to the paperwork side of...
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John was incredibly knowledgeable and too the extra time to explain some of the mortgage concepts that were foreign to me in plain language he even came to my closing and just in general went above and beyond to keep me informed about the process...
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Reply from John Melnick
June 18th, 2025 09:24 PM
I'm delighted to hear that your experience was seamless and informative. It was a pleasure assisting you through your first home-buying journey. I really appreciate your recommendation of my mortgage services to friends, family, and coworkers,...
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Very responsive, great advice
Reply from John Melnick
April 8th, 2025 05:16 PM
I'm thrilled to hear that you found my advice helpful and appreciated my responsiveness. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and the excellent rating.
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About
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. Presidential Bank Mortgage | Company NMLS 421593 EHL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank - Senior Mortgage Loan Officer NMLS ID # 527960Sep 1st, 2009 - Current
Memberships
- NMLS
- Qualified Trainer w/ Virginia Housing
- Volunteer for Home Owners Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 527960
Hobbies
- Antique Beverage Container Collecter primarily items from the 30's, 40's, 50's, and 60's
- In a Band
- Guitar Player
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.