John Melnick, NMLS 527960 Presidential Bank M...
Senior Loan Officer | NMLS 527960
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Pres...... Show More
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John was GREAT to work with! He kept both me and my clients abreast of progress throughout the transaction and we had an effortless settlement! I can highly recommend and hope to work with him again.
Reply from Owner
May 16th, 2026 03:05 AM
Thank you so much for the kind words! It was a pleasure working with you and your clients. I’m glad the communication and process helped make for a smooth and effortless settlement. I truly appreciate your recommendation and look forward to...
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I have had several outstanding experiences, as a Realtor, working with our John and am very comfortable referring him and Presidential Bank to my buyers. He is knowledgeable and responsive throughout the entire process. Every question was answered...
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Reply from Owner
May 16th, 2026 03:04 AM
Thank you so much for your kind words and continued trust! It’s always a pleasure working with you and your buyers. I truly appreciate your referrals and am glad I could help make the mortgage process smooth, responsive, and stress-free. Helping...
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John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from John S
Reply from Owner
May 13th, 2026 09:03 PM
Thank you for the 5-star rating, John. I appreciate your support and am here if you need any further assistance.
The care and constant reminders to submit documents. Thank you!
Reply from John Melnick, NMLS 527960 President...
May 13th, 2026 09:06 PM
John, I appreciate your kind words about the care and reminders throughout the process. It's great to know that these efforts were helpful to you. Thank you for the 5-star rating!
It was easy and John was helpful
Reply from John Melnick, NMLS 527960 President...
May 13th, 2026 09:07 PM
I'm pleased to know that you found the process easy and that I could be helpful to you, Ghada. Thank you for your kind words and the 5-star rating!
Thanks very much
Reply from John Melnick, NMLS 527960 President...
May 13th, 2026 09:06 PM
Yeshiwork, I'm grateful for your feedback. If there's anything more I can do for you, please let me know.
Working with John Melnick was truly an exceptional experience from start to finish. His professionalism, knowledge, and genuine care went far beyond what I expected. Every step of the process was handled with clarity and patience, making what...
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Reply from Owner
April 6th, 2026 05:42 PM
I'm grateful for your thoughtful feedback. It was a pleasure working with you and ensuring the loan process was as smooth and clear as possible. Your words about my commitment and dedication mean a lot to me, and I appreciate your recommendation....
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Working with John Melnick was truly an exceptional experience from start to finish. His professionalism, knowledge, and genuine care went far beyond what I expected. Every step of the process was handled with clarity and patience, making what...
read more
Reply from John Melnick, NMLS 527960 President...
April 6th, 2026 05:42 PM
I'm grateful for your thoughtful feedback. It was a pleasure working with you and ensuring the loan process was as smooth and clear as possible. Your words about my commitment and dedication mean a lot to me, and I appreciate your recommendation....
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John, my clients lender, was always very responsive. He always answered my questions.
Reply from John Melnick
March 17th, 2026 09:25 PM
Lisa, I appreciate your feedback. Ensuring that questions are answered promptly and efficiently is a priority for me, and I'm glad to hear that it made a difference in your experience. I look forward to working with your homebuyers in the future....
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I contacted John over 3 years ago and he assisted me with the steps I needed to take in order to be prepared to buy my first home. Each year, Id contact him until finally, he gave me the thumbs up and started assisting me with the process....
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Reply from John Melnick
March 17th, 2026 09:25 PM
Tammy, it was truly rewarding to be part of your journey to homeownership over these past few years. I'm glad I could assist with navigating the grants and special circumstances to help you reach this milestone. Your persistence and dedication...
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About
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. Presidential Bank Mortgage | Company NMLS 421593 EHL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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/850
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Positions
- Presidential Bank - Senior Mortgage Loan Officer NMLS ID # 527960Sep 1st, 2009 - Current
Memberships
- NMLS
- Qualified Trainer w/ Virginia Housing
- Volunteer for Home Owners Association
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Addresses and Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 527960
Hobbies
- Antique Beverage Container Collecter primarily items from the 30's, 40's, 50's, and 60's
- In a Band
- Guitar Player
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.