

John Melnick, NMLS 527960 Presidential Bank M...
Senior Loan Officer | NMLS 527960

Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Pres... Show More
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The way responding my questions.
John is attentive to every detail. He does an amazing job helping buyers understand their various options. Highly recommended!!!
Reply from Owner
July 13th, 2026 08:41 PM
Rob, Thank you for the 5-star review. I'm pleased to know that you found my attention to detail and assistance with options helpful. I look forward to working with you again soon.
John is attentive to every detail of the transaction and really helps buyers understand their options.
John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from Daniel L
John was a tremendous help to us. Always responsive, very knowledgeable and fully committed. I would not hesitate to recommend him to anyone and plan to continue my relationship with him and Presidential Bank Mortgage.
Reply from John Melnick, NMLS 527960 President...
June 29th, 2026 04:21 PM
Thank you for your kind review and 5-star rating. Congratulations on purchasing a 1st home. We will stay in contact, and I always appreciate your referrals!
John was GREAT to work with! He kept both me and my clients abreast of progress throughout the transaction and we had an effortless settlement! I can highly recommend and hope to work with him again.
Reply from Owner
May 16th, 2026 03:05 AM
Thank you so much for the kind words! It was a pleasure working with you and your clients. I’m glad the communication and process helped make for a smooth and effortless settlement. I truly appreciate your recommendation and look forward to...
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I have had several outstanding experiences, as a Realtor, working with our John and am very comfortable referring him and Presidential Bank to my buyers. He is knowledgeable and responsive throughout the entire process. Every question was answered...
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Reply from Owner
May 16th, 2026 03:04 AM
Thank you so much for your kind words and continued trust! It’s always a pleasure working with you and your buyers. I truly appreciate your referrals and am glad I could help make the mortgage process smooth, responsive, and stress-free. Helping...
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John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from John S
Reply from Owner
May 13th, 2026 09:03 PM
Thank you for the 5-star rating, John. I appreciate your support and am here if you need any further assistance.
The care and constant reminders to submit documents. Thank you!
Reply from John Melnick, NMLS 527960 President...
May 13th, 2026 09:06 PM
John, I appreciate your kind words about the care and reminders throughout the process. It's great to know that these efforts were helpful to you. Thank you for the 5-star rating!
It was easy and John was helpful
Reply from John Melnick, NMLS 527960 President...
May 13th, 2026 09:07 PM
I'm pleased to know that you found the process easy and that I could be helpful to you, Ghada. Thank you for your kind words and the 5-star rating!
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About
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. Presidential Bank Mortgage | Company NMLS 421593 EHL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank - Senior Mortgage Loan Officer NMLS ID # 527960Sep 1st, 2009 - Current
Memberships
- NMLS
- Qualified Trainer w/ Virginia Housing
- Volunteer for Home Owners Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 527960
Hobbies
- Antique Beverage Container Collecter primarily items from the 30's, 40's, 50's, and 60's
- In a Band
- Guitar Player
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.