

John Melnick, NMLS 527960 Presidential Bank M...
Senior Loan Officer | NMLS 527960

Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Pres... Show More
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John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from Jovane A
Reply from Owner
August 17th, 2026 03:53 PM
Thank you for the 5-star review! I appreciated being able to provide your family's home purchase loan. Please reach out if you have mortgage questions and I always appreciate your referrals.
Everything the process has been smooth and perfect.
Reply from John Melnick, NMLS 527960 President...
August 17th, 2026 03:55 PM
I'm pleased to hear that the loan process went smoothly and perfect. Thank you for trusting me with your home purchase financing. Please contact me if you have questions and I always appreciate your referrals.
John Melnick was very thorough, kind and no pressure.
Reply from John Melnick, NMLS 527960 President...
August 17th, 2026 03:58 PM
I'm pleased to know that you appreciated my mortgage services. Thank you for the trust you put in me to provide your home purchase loan. When you have mortgage questions, feel free to reach out. I always appreciate your referrals.
The way responding my questions.
Reply from John Melnick, NMLS 527960 President...
August 17th, 2026 03:58 PM
I'm pleased to know that my responses to your questions were helpful, Alemshet. If you have any more inquiries or need further assistance, feel free to reach out.
John is attentive to every detail. He does an amazing job helping buyers understand their various options. Highly recommended!!!
Reply from Owner
July 13th, 2026 08:41 PM
Rob, Thank you for the 5-star review. I'm pleased to know that you found my attention to detail and assistance with options helpful. I look forward to working with you again soon.
John is attentive to every detail of the transaction and really helps buyers understand their options.
Reply from John Melnick, NMLS 527960 President...
August 17th, 2026 04:03 PM
It is always a pleasure to assist your homebuyers, also to present with you and Cornerstones for Virginia Housing education.
John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from Daniel L
Reply from Owner
August 17th, 2026 04:04 PM
Thank you, Daniel, for the 5-star review. I'm pleased to know you had a great experience with my services at Presidential Bank Mortgage. Please reach out with any mortgage questions and I always appreciate your referrals.
John was a tremendous help to us. Always responsive, very knowledgeable and fully committed. I would not hesitate to recommend him to anyone and plan to continue my relationship with him and Presidential Bank Mortgage.
Reply from John Melnick, NMLS 527960 President...
June 29th, 2026 04:21 PM
Thank you for your kind review and 5-star rating. Congratulations on purchasing a 1st home. We will stay in contact, and I always appreciate your referrals!
John was GREAT to work with! He kept both me and my clients abreast of progress throughout the transaction and we had an effortless settlement! I can highly recommend and hope to work with him again.
Reply from Owner
May 16th, 2026 03:05 AM
Thank you so much for the kind words! It was a pleasure working with you and your clients. I’m glad the communication and process helped make for a smooth and effortless settlement. I truly appreciate your recommendation and look forward to...
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I have had several outstanding experiences, as a Realtor, working with our John and am very comfortable referring him and Presidential Bank to my buyers. He is knowledgeable and responsive throughout the entire process. Every question was answered...
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Reply from Owner
May 16th, 2026 03:04 AM
Thank you so much for your kind words and continued trust! It’s always a pleasure working with you and your buyers. I truly appreciate your referrals and am glad I could help make the mortgage process smooth, responsive, and stress-free. Helping...
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About
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. Presidential Bank Mortgage | Company NMLS 421593 EHL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank - Senior Mortgage Loan Officer NMLS ID # 527960Sep 1st, 2009 - Current
Memberships
- NMLS
- Qualified Trainer w/ Virginia Housing
- Volunteer for Home Owners Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 527960
Hobbies
- Antique Beverage Container Collecter primarily items from the 30's, 40's, 50's, and 60's
- In a Band
- Guitar Player
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.