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John Melnick, NMLS 527960 Presidential Bank M...
Senior Loan Officer | NMLS 527960

Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Pres... Show More
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John is a very knowledgeable, patient and kind person! he stayed with me on a two year + search for a new condo- looking in 3 different locales!
Reply from John Melnick, NMLS 527960 President...
October 14th, 2026 08:33 PM
We were together throughout your two-year condo search. You educated yourself and were ready when the right home became available. Thank you for choosing Presidential Bank Mortgage (again) for your home-buying journey.
He did everything he said he would and in a timely manner.
Reply from John Melnick, NMLS 527960 President...
October 13th, 2026 08:47 PM
I'm pleased to hear that you were happy with my mortgage services. I am glad we could help make this home purchase and transition smooth.
He is very good person to help people .
Reply from John Melnick, NMLS 527960 President...
October 13th, 2026 08:49 PM
I'm pleased to hear that you found my assistance helpful, Genet. At Presidential Bank Mortgage, ensuring a positive experience is always my goal. If there's anything more I can do for you, feel free to let me know.
John explained all of our options in the begginning and he helped naviagate us through the HELOC process all the way to the end. John is amazing to work with.
Reply from John Melnick, NMLS 527960 President...
October 13th, 2026 08:48 PM
I'm pleased to know that my guidance through the HELOC process was helpful for you, Jon. Thanks for choosing Presidential Bank Mortgage again for your home financing.
Good information and very helpful t close your loan on time
Reply from John Melnick, NMLS 527960 President...
October 13th, 2026 08:50 PM
I'm pleased I could provide you with the information you needed and assist in closing your loan on time, Ahmed. Thank you for trusting me and the team at Presidential Bank Mortgage with this important step.
Everything is good
(Translated by Google) You were so kind and did the work quickly. Thank you for everything.
(Original)
너무나 친절하고 일도 빨리 해주시고 모든게 감사
Reply from Owner
October 13th, 2026 08:50 PM
I'm pleased to know that you found my service kind and efficient, Younggi. Thank you for trusting me with your mortgage needs at Presidential Bank Mortgage. If you have any further questions or need assistance, feel free to reach out.
John Melnick, NMLS 527960 Presidential Bank Mortgage has received a review with 5 star rating from Chan Y P
Trird help me to get the loan as early as possible .
Reply from John Melnick, NMLS 527960 President...
September 1st, 2026 05:15 PM
I was happy to assist in securing your mortgage loan promptly, Thank you for trusting me with your mortgage. I'm available for your questions and always appreciate your referrals.
Good helping to get your target and v.helpful people to understand the way to finished on time
Reply from Owner
September 2nd, 2026 05:49 PM
Thank you for your kind words! I’m glad I could help you reach your goal and make sure everything was completed on time.
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About
Local, personable, and available mortgage services offered nationwide from a trusted advisor. John is a career mortgage loan officer. He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. Presidential Bank Mortgage | Company NMLS 421593 EHL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Presidential Bank - Senior Mortgage Loan Officer NMLS ID # 527960Sep 1st, 2009 - Current
Memberships
- NMLS
- Qualified Trainer w/ Virginia Housing
- Volunteer for Home Owners Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 527960
Hobbies
- Antique Beverage Container Collecter primarily items from the 30's, 40's, 50's, and 60's
- In a Band
- Guitar Player
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.