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Guild Mortgage - John Higdon - Branch Manager | NMLS# 929683 in Waterloo, IA
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Guild Mortgage - John Higdon

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Branch Manager | NMLS# 929683

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM(Open now)
Sat
closed
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Reviews from Web
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    Cassandra I
    Dysart, IA
    Posted on December 19th, 2025 05:29 PM
    From the seller's standpoint it was fine. No complaints, but you weren't specifically serving my client.
    Reply from John Higdon
    December 20th, 2025 01:30 AM
    Hey Cassi, thank you for this review. Unfortunately, this transaction was a USDA loan, and due to the Government shutdown, we were at their mercy on when they could issue funds. This government shut down lasted for 43 days and that was the...
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    Rick S
    Dysart, IA
    Posted on December 18th, 2025 03:19 PM
    Fast response to phone calls and emails. Very knowledgeable about several types of loan options.
    Reply from John Higdon
    December 18th, 2025 04:25 PM
    Thank you so much for the awesome review, Rick! It was a pleasure working with you and hope to work with you much more! You do am amazing job for your clients and communication was amazing. Keep up the great work as well!
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    Rhonda B
    Ankeny, IA
    Posted on December 2nd, 2025 09:24 PM
    As a brand new agent there were some hiccups on my part but Johnny and his team walked me through them and could not have been kinder. Always professional and occasionally hilarious, it was truly a pleasure to have worked with him on my first...
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    Reply from John Higdon
    December 12th, 2025 09:26 PM
    I appreciate your kind words, Rhonda. I'm glad I could assist you through your first transaction and that you found the experience both professional and enjoyable. Working with new agents is always rewarding, and I'm pleased that our team could...
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    Nicole H
    Waterloo, IA
    Posted on November 12th, 2025 03:56 AM
    Thank you for everything during the purchase of my new home! It was a smooth process and great communication!!
    Reply from John Higdon
    November 22nd, 2025 03:57 AM
    I'm pleased to hear that the home purchasing process went smoothly for you and that the communication met your expectations. Being part of your journey to a new home is a privilege, and ensuring clear communication is something I strive for....
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    Chelsea P
    Gladbrook, IA
    Posted on November 11th, 2025 12:30 PM
    Straight forward and not confusing and if I had any questions they got answered.
    Reply from John Higdon
    November 21st, 2025 12:31 PM
    It's great to know that the process was straightforward for you and that your questions were answered. Providing clear information is important to me, and I'm glad I could help you in that way. If there's anything else you need or if more questions...
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    Nicole H
    Waterloo, IA
    Posted on November 8th, 2025 12:00 AM
    Working with John and Dacia was a super smooth and easy process. They were there to answer any of my questions when needed! When I was struggling to decide if this was the right move , John always came back with such reassurance and worked...
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    Reply from Owner
    June 29th, 2026 12:00 AM
    Thank you for your review, Nikki! We appreciate the opportunity to serve you and wish you the best in your new home!
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    Neko D
    Waterloo, IA
    Posted on November 6th, 2025 01:41 AM
    Great to work with available and open to questions or just to chat about anxieties revolving around the first time home buyers experience
    Reply from John Higdon
    November 16th, 2025 01:41 AM
    I'm glad I could be available to address your questions and help with any anxieties as you navigated buying your first home. It's important to me that you felt supported throughout the process. If you ever want to discuss more or need assistance...
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    Brooklyn G
    Posted on October 17th, 2025 03:51 PM
    We are beyond grateful for Johnny's help with buying our first home. From the start, I asked tough questions and felt lost on what to do. He was patient, honest, attentive, direct, respectful, and had our back through the entire process. He...
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    Reply from Owner
    March 30th, 2026 01:44 PM
    Thank you for allowing my team to tag along with your home loan purchase! It was our pleasure and we hope you love your new home!
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    Brooklyn T
    Posted on October 17th, 2025 03:49 PM
    We are beyond grateful for Johnny's help with buying our first home. From the start, I asked tough questions and felt lost on what to do. He was patient, honest, attentive, direct, respectful, and had our back through the entire process. He...
    read more
    Reply from John Higdon
    December 18th, 2025 04:27 PM
    We're pleased to know that our team provided the support and guidance you needed throughout your home-buying journey. It's important to us that every client feels respected and informed, and we're glad he could be there every step of the way...
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    Gary A
    Waterloo, IA
    Posted on October 17th, 2025 01:25 PM
    Everything went smoothly
    Reply from John Higdon
    October 27th, 2025 01:28 PM
    I'm glad to hear that everything went smoothly for you. Ensuring a straightforward process is always a priority. If you have any other questions or need assistance in the future, please feel free to contact me. Thank you for your feedback!
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    1% Down Conventional First-Time Buyer Program
    100% FHA Financing
    USDA Rual Development Loan Program
    Lakeview Home Loan Programs
    Iowa Finance Authority Lender
    HomeReady and HomePossible First-Time Buyer Programs
    VA (Veteran Affairs) Home Loan
    DSCR Loan Options
    View All
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    Memberships
    • NEIBR
    • Guild Mortgage - Circle of Honor 2025
    Addresses and Serving Areas

    Year Started

    1960

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 929683
    Awards
    Circle of Honor - ...
    Achievements
    • Circle of Honor - Guild Mortgage
    • Presidents Club - 8x
    • Top 1% of Loan Originators
    Hobbies
    • Fishing
    • Camping
    • Boating
    • View All
    Disclaimer
    I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/); NMLS ID: 929683; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.