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Guild Mortgage - John Higdon - Branch Manager | NMLS# 929683 in Waterloo, IA
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Guild Mortgage - John Higdon

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Branch Manager | NMLS# 929683

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Abby H
    Posted on October 9th, 2026 04:10 PM
    John and his crew were very helpful throughout the mortgage loan process. They would answer my questions and even answered questions I should have asked. They stayed in contact with me weekly if not daily making sure I am staying updated throughout...
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    Abigail H
    Oelwein, IA
    Posted on October 9th, 2026 04:07 PM
    John did a great job at explaining any questions I had and answered questions I didn't ask but probably should have. He made himself available when I had questions or concerns and stayed in contact with me throughout the whole loan process.
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    Jason L
    Elk Run Heights, IA
    Posted on October 6th, 2026 01:31 AM
    My wife and I genuinely enjoyed our experience with John. Very professional, respectful and always quick to respond to any of our million questions. Thank you, John!
    Reply from John Higdon
    October 16th, 2026 04:51 PM
    I'm grateful for your kind words, Jason. It was a pleasure assisting you and your wife with your questions, and I'm pleased you felt respected and well-supported throughout your experience with Guild Mortgage.
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    Rick S
    Grundy Center, IA
    Posted on October 5th, 2026 01:51 PM
    Great team to work with.
    Reply from John Higdon
    October 15th, 2026 01:51 PM
    I'm glad you found the team great to work with, Rick. Thank you for choosing Guild Mortgage and sharing your experience.
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    Amanda S
    Grundy Center, IA
    Posted on October 2nd, 2026 07:16 PM
    I love the communication!
    Reply from John Higdon
    October 12th, 2026 07:16 PM
    I'm glad to hear that the communication met your expectations, Amanda. Thank you for sharing your experience with Guild Mortgage.
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    Steve S
    Posted on September 29th, 2026 12:11 AM
    Communicaation with the loan processor was awesome
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    Steven S
    Cedar Rapids, IA
    Posted on September 29th, 2026 12:10 AM
    Gettig to closing
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    Adriana W
    Waterloo, IA
    Posted on September 28th, 2026 06:59 PM
    both john and Dacia were amazing to work with and so easy and helpful , I would recommend to everyone made it super simple and answered any questions I had
    Reply from John Higdon
    October 8th, 2026 07:00 PM
    I appreciate your kind words, Adriana. I'm happy to hear that Dacia and I could make the process simple and answer all your questions. Thank you for recommending us to others and for trusting Guild Mortgage with your needs.
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    Vern K
    Posted on September 2nd, 2026 07:43 PM
    John and team do a great job! Highly recommend!
    Reply from Owner
    September 14th, 2026 03:57 PM
    Thank you for your business, Vern! It is always a pleasure helping my friends and family with their home loan needs. I appreciate you!
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    Vernon K
    Brooklyn, IA
    Posted on September 2nd, 2026 07:42 PM
    John and team dona great job! Handled everything perfectly!
    Reply from John Higdon
    September 14th, 2026 02:15 PM
    I'm pleased to hear that you had a positive experience with me and my team, Vernon. Thank you for your kind words and for recognizing our efforts.
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    1% Down Conventional First-Time Buyer Program
    100% FHA Financing
    USDA Rual Development Loan Program
    Lakeview Home Loan Programs
    Iowa Finance Authority Lender
    HomeReady and HomePossible First-Time Buyer Programs
    VA (Veteran Affairs) Home Loan
    DSCR Loan Options
    View All
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    Memberships
    • NEIBR
    • Guild Mortgage - Circle of Honor 2025
    Addresses and Serving Areas

    Year Started

    1960

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 929683
    Awards
    Circle of Honor - ...
    Achievements
    • Circle of Honor - Guild Mortgage
    • Presidents Club - 8x
    • Top 1% of Loan Originators
    Hobbies
    • Fishing
    • Camping
    • Boating
    • View All
    Disclaimer
    I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/); NMLS ID: 929683; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.