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Guild Mortgage - John Higdon - Branch Manager | NMLS# 929683 in Waterloo, IA
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Guild Mortgage - John Higdon

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Branch Manager | NMLS# 929683

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
  • Zillow
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    Norm J
    Waterloo, IA
    Posted on November 16th, 2022 12:00 AM
    Courteous, responsive, very professional!! John was great about staying on top of every part of the closing process - and made it very easy for us to get financed at a great rate.
    Reply from Owner
    November 16th, 2022 12:00 AM
    Thank you for the opportunity to help with your home loan needs Norm! It was a pleasure working with you and it has been awesome getting to know you! Welcome back my friend!
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    Ben S
    Posted on October 18th, 2022 04:27 PM
    Great people, awesome customer service, and great rates. Wouldn't use anyone else. Highly recommend these guys and gals to anyone shopping for a new home.
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you Ben for trusting our team with your home loan needs! We appreciate the opportunity! Enjoy your new home!
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    Monica W
    Posted on October 18th, 2022 01:53 PM
    The River's Edge team was very prompt and communicative throughout the mortgage process. They were thorough and made sure all details were in place to ensure we secured appropriate financing. Thank you!!
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you Monica! It was our pleasure helping you get into your new home and thank you for trusting our team for your home loan needs!
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    Jade E
    Posted on October 15th, 2022 04:49 PM
    Johnny + his team were a real hard working team to help me with my first home buying experience as single mom. It was a complete life change for my family + even more nerve racking but really felt REM really did an excellent job from start...
    read more
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you so much Jade for the awesome review! We appreciate you and what you do in the community as well!
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    Taylor H
    Posted on October 12th, 2022 11:01 PM
    I was very new and fresh to the whole buying a house process. Johnny and his crew over there went above and beyond to help me out throughout the whole process answering all my questions that I had. My job requires me to travel a bunch and I’m...
    read more
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    You're the man! Thank you so much for the awesome review and it was a pleasure helping you get your first home and also gaining a friend out of the deal!
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    Ky W
    Posted on October 12th, 2022 07:01 PM
    Rivers edge and all of their supportive and amazing team made the loan process as easy as they could, despite having troubles with our specific loan case they still pulled through. They answered every single question I had without a second...
    read more
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you so much for trusting us with your home loan needs! It was absolutely our pleasure to help and thank you for being an awesome family to work with!
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    Megan M
    Posted on October 11th, 2022 05:13 PM
    We had the BEST experience with Johnny and his TEAM! Not only for a loan for a new build but then again to refinance! They are simply the best in the area. Always a phone call, text or email away! Best communication and completely upfront about...
    read more
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you so much Megan! You guys have been so awesome to work with and I love when clients turn to friends! We appreciate you guys and your support for our LOCAL business!
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    Melanie S
    Posted on October 11th, 2022 04:14 PM
    Working with Rivers Edge Mortgage was an overall great experience! The communication with John and his team kept me informed at all times of where we were at in the process. They were extremely helpful, knowledgeable and completely transparent....
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    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you so much for the awesome review Mel! It was our pleasure to help you purchase your new home! Which is beautiful I must add! :-)
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    Karlee N
    Posted on August 7th, 2022 04:02 AM
    Johnny and his team are so great to work with! They make the home buying process flow with ease! As a first time buyer we had many questions that were answered in a timely manner! Not to mention the app is extremely helpful explaining all the...
    read more
    Reply from Guild Mortgage - John Higdon
    May 4th, 2026 09:40 PM
    Thank you so much for the awesome review Karlee! It was our pleasure to help you get into your new home!!!
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    Karlee W
    Posted on August 7th, 2022 04:02 AM
    Johnny and his team are so great to work with! They make the home buying process flow with ease! As a first time buyer we had many questions that were answered in a timely manner! Not to mention the app is extremely helpful explaining all the...
    read more
    Reply from Johnny Higdon - River's Edge Mortg...
    August 8th, 2022 06:15 PM
    Thank you so much for the awesome review Karlee! It was our pleasure to help you get into your new home!!!
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    1% Down Conventional First-Time Buyer Program
    100% FHA Financing
    USDA Rual Development Loan Program
    Lakeview Home Loan Programs
    Iowa Finance Authority Lender
    HomeReady and HomePossible First-Time Buyer Programs
    VA (Veteran Affairs) Home Loan
    DSCR Loan Options
    View All
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    Memberships
    • NEIBR
    • Guild Mortgage - Circle of Honor 2025
    Addresses and Serving Areas

    Year Started

    1960

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 929683
    Awards
    Circle of Honor - ...
    Achievements
    • Circle of Honor - Guild Mortgage
    • Presidents Club - 8x
    • Top 1% of Loan Originators
    Hobbies
    • Fishing
    • Camping
    • Boating
    • View All
    Disclaimer
    I am authorized to do business in the states of Florida, Georgia, Iowa, Illinois, Kansas, Missouri, Nebraska and Wisconsin. (www.nmlsconsumeraccess.org/); NMLS ID: 929683; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.