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John Graeber at GMFS Mortgage - NMLS #1624554 - Loan Officer in Oxford, MS
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John Graeber at GMFS Mortgage - NMLS #1624554

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Loan Officer

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GMFS Mortgage is a residential mortgage lender. GMFS Mortgage is licensed in over 12 states with locations in Louisiana, Georgia, Alabama, Mississippi and South Carolina. GMFS Mortgage was established in 1999 in Baton Rouge, Louisiana. Toda... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    M
    Molly B
    Pensacola, FL
    Posted on April 21st, 2026 01:35 PM
    The entire process was easy and efficient!
    Reply from John Graeber
    April 28th, 2026 01:36 PM
    I'm happy to hear that you found the process easy and efficient, Molly! Your feedback is valued, and I'm here if you need any further assistance.
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    Jan B
    Pensacola, FL
    Posted on April 17th, 2026 01:06 PM
    John 's customer service and clear communication is amazing. Purchasing and refinamcing is stress ful enough, so it helped a lot to deal with an amazing lender!
    Reply from Joyner Brown
    April 20th, 2026 02:38 PM
    We're grateful for your kind words, Jan. It's wonderful to hear that John's customer service and clear communication made the purchasing and refinancing process easier for you. If there's anything else we can assist you with, please feel free...
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    S
    Sarah D
    Water Valley, MS
    Posted on April 11th, 2026 01:16 PM
    John was so extremely helpful. We had shopped around with a couple mortgage lenders before we found him, and once he reached out with the level of detail and care that he had, we knew he would be the one we worked with. I have already recommended...
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    Reply from Joyner Brown
    April 20th, 2026 02:48 PM
    Thank you for sharing your experience, Sarah. We're pleased to hear that John's detailed and caring approach made such a positive impact on your mortgage journey. Your recommendations are greatly appreciated, and we're here if you or anyone...
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    Jenny A
    Oxford, MS
    Posted on April 7th, 2026 06:34 PM
    Great! Thank you!
    Reply from John Graeber
    April 14th, 2026 06:34 PM
    I'm pleased to hear that, Jenny! Thank you for your kind words. If there's anything else I can assist you with, please let me know.
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    Victoria A F
    Oxford, MS
    Posted on March 31st, 2026 01:08 PM
    John was very responsive and got things done in record time. he was able to answer all of my questions instantly . It was very helpful to have someone local to help when you aren't from here.
    Reply from John Graeber
    April 7th, 2026 01:09 PM
    It's great to hear that my responsiveness and ability to answer your questions promptly were helpful to you, Victoria. Being local and able to assist effectively is important to me, especially when working with clients who might not be from...
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    Chelsie T
    Tupelo, MS
    Posted on March 17th, 2026 02:38 PM
    Great communication and so easy to work with!
    Reply from Joyner Brown
    March 23rd, 2026 03:12 PM
    We appreciate your positive feedback, Chelsie. It's wonderful to know our communication and working process met your expectations. If there's anything else you need, please don't hesitate to let us know. Thank you for choosing GMFS Mortgage!...
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    Donald H
    Oxford, MS
    Posted on March 17th, 2026 02:17 PM
    On John's end, everything was great! He went above and beyond to ensure we were taken care of even during some tumultuous times with others involved in the transaction
    Reply from Joyner Brown
    March 23rd, 2026 03:11 PM
    We appreciate your kind words about John's efforts, Donald. It's important to us that our clients feel supported throughout the entire process, and we're glad to hear that John provided the care and dedication you needed, especially during...
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    Luke T
    Tupelo, MS
    Posted on March 17th, 2026 01:46 PM
    John was extremely to work with, his team was on top of the process throughout our experience.
    Reply from Joyner Brown
    March 23rd, 2026 03:09 PM
    We appreciate your positive feedback, Luke. It’s great to hear that John and his team provided you with diligent support during your experience with GMFS Mortgage. Your satisfaction is important to us, and we’re glad the process went smoothly...
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    Daniel B
    Oxford, MS
    Posted on March 2nd, 2026 02:16 PM
    John and the staff.all did a timely and knowledgeable professional
    Reply from Joyner Brown
    March 4th, 2026 03:40 PM
    Thank you, Daniel, for leaving a review. We appreciate your recognition of John's timely and knowledgeable approach. Providing expert service is important to us, so we're glad to know your experience reflected that. If you need any further...
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    Mary C C
    Oxford, MS
    Posted on February 25th, 2026 03:49 PM
    John was flexible in working with my various financing scenarios He was timely in getting us closed once we settled on our loan amount. His communication was responsive .
    Reply from Joyner Brown
    March 4th, 2026 03:55 PM
    Thank you for taking the time to leave such positive feedback, Mary. We're glad to hear that John's flexibility and responsive communication were valuable during your financing process. It's important to us at GMFS Mortgage that each client...
    read more
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    About
    GMFS Mortgage is a residential mortgage lender. GMFS Mortgage is licensed in over 12 states with locations in Louisiana, Georgia, Alabama, Mississippi and South Carolina. GMFS Mortgage was established in 1999 in Baton Rouge, Louisiana. Today, we have grown to over 200 employees in 14 locations. GMFS Mortgage offers residential mortgage programs such as 100% Mortgage Financing,  Construction and Renovation Loans, ARM,  Conventional,  FHA loans,  First Responder Mortgage,  First Time Home Buyer,  Refinancing, Jumbo,  Second Home – Investment,  USDA Rural Development home loans, VA loans for Veterans and other home loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    DSCR Loans
    Cash-Out Refinances
    Investor Mortgages
    Specialities
    100% Financing Loans
    2/1 Buydown Mortgage
    Adjustable Rate Mortgage
    ARM Loans
    Bank Statement Program - 1099
    Buydown Mortgages
    Cash-Out Refinance
    Conventional Loan
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Christ Presbyterian Church of Oxford
    • North Central Mississippi Realtors
    • Home Builders Association of North Central Mississippi
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1624554
    Awards
    2026 NMCR Affiliat...
    Top 20 Under 40 | The Oxford Eagle
    Top 20 Under 40 | ...
    Achievements
    • Top 10 Loan Officer - July 2025
    • Graduate - The Mississippi School of Banking
    Hobbies
    • Hunting
    • Fishing
    • Attending College Sporting Events
    • View All
    Disclaimer
    Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 410 Enterprise Drive Suite 108 Oxford, MS 38655. NMLS #2583196. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.