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John Graeber at GMFS Mortgage - NMLS #1624554
Loan Officer

GMFS Mortgage is a residential mortgage lender. GMFS Mortgage is licensed in over 12 states with locations in Louisiana, Georgia, Alabama, Mississippi and South Carolina. GMFS Mortgage was established in 1999 in Baton Rouge, Louisiana. Toda... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
John does an outstanding job and is always attentive to his clients’ needs. In today’s challenging lending environment, he consistently keeps everyone informed throughout the loan process and provides timely updates every step of the way. His...
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Reply from John Graeber
June 19th, 2026 03:34 PM
Thank you so much for your kind words, Tim. I'm glad to hear that my efforts in communication and customer service are making a positive impact. I appreciate your recognition and am always here to assist you with any future needs.
Customer service was exceptional and communication was clear and prompt.
Reply from Joyner Brown
June 15th, 2026 03:11 PM
We appreciate your positive feedback, Michelle! We're glad to know our customer service and communication met your expectations. If you have any further questions or need assistance, feel free to reach out.
Awesome Team!
Reply from John Graeber
June 15th, 2026 05:37 PM
I'm grateful for your positive feedback, Dawn! It's nice to know you think highly of our team. If there's anything else I can do for you, feel free to reach out.
John did everything he said hecwould do and made the process easy.
Reply from Joyner Brown
May 26th, 2026 01:37 PM
We're glad to hear that John kept his promises and made the process easy for you, Robert. Your satisfaction is important to us, and we appreciate your feedback.
John is so responsive, provided updates regularly, and very relational. Loved working with him.
Reply from Joyner Brown
May 26th, 2026 02:25 PM
We're glad to hear that you appreciated John's responsiveness and regular updates, Amy. It's appreciated to know you enjoyed working with him. Thank you for sharing your positive experience with us!
John was great to work with and made everything very easy! He was friendly and explained everything so that we understood every part of the process.
Reply from Joyner Brown
May 4th, 2026 02:31 PM
We're glad to hear that working with John made the process easy for you, Leah. It's appreciated to know that his friendly approach and clear explanations were helpful. If there's anything else we can assist you with, please feel free to reach...
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thanks John,
you were great It was an easy process and you were super helpful
Reply from Joyner Brown
May 4th, 2026 02:44 PM
Thank you, Harrison. We're glad to hear that John made the process easy for you and was helpful throughout. Your feedback is greatly appreciated, and we're here if you need any further assistance.
John took the time to make sure we had all the necessary items reauired to close and made sure to explain exactly what we were doing
Reply from Joyner Brown
May 4th, 2026 02:45 PM
We're grateful for your feedback, Mason. It's nice to know that John's thorough explanations and attention to detail made the closing process smoother for you. If there’s anything else we can do for you, please feel free to reach out.
John is very personal and helped us all through the way! He made it so easy for us!
Reply from Joyner Brown
May 4th, 2026 02:45 PM
We're glad to hear that John provided such personal support throughout your experience, Ann. Making the process easy for you is always our goal. Thank you for sharing your kind words!
When I hear from the title company that they love a lender I know they have done a great job. Most title companies don't speak highly of lenders so John has clearly done something right. It was great working with him.
Reply from Joyner Brown
April 28th, 2026 02:43 PM
We're grateful for your feedback, Jay. It's wonderful to know that John made such a positive impression with the title company. We're pleased to have provided a great experience for you.
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About
GMFS Mortgage is a residential mortgage lender. GMFS Mortgage is licensed in over 12 states with locations in Louisiana, Georgia, Alabama, Mississippi and South Carolina. GMFS Mortgage was established in 1999 in Baton Rouge, Louisiana. Today, we have grown to over 200 employees in 14 locations. GMFS Mortgage offers residential mortgage programs such as 100% Mortgage Financing, Construction and Renovation Loans, ARM, Conventional, FHA loans, First Responder Mortgage, First Time Home Buyer, Refinancing, Jumbo, Second Home – Investment, USDA Rural Development home loans, VA loans for Veterans and other home loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Memberships
- Christ Presbyterian Church of Oxford
- North Central Mississippi Realtors
- Home Builders Association of North Central Mississippi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1624554
Awards
2026 NMCR Affiliat...
Top 20 Under 40 | ...
Achievements
- Top 10 Loan Officer - July 2025
- Graduate - The Mississippi School of Banking
Hobbies
- Hunting
- Fishing
- Attending College Sporting Events
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 410 Enterprise Drive Suite 108 Oxford, MS 38655. NMLS #2583196. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.