

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great group of people that make things simple! 100% recommend!
Reply from Owner
July 4th, 2026 02:13 PM
Edel, I appreciate your recommendation and am pleased to hear that you found working with us simple. It's great to know you had a positive experience with our team. If there's anything else you need, just let me know!
Great team to work with! process was smooth and always quick to respond to any questions or concerns you may have! happy with the service and everyone involved to make things happen even when I thought it may have not been possible!
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Reply from John Gabaldon
July 2nd, 2026 03:20 PM
Edel, I'm glad to hear that you were happy with the service and found the process smooth. It's nice to know that our team was able to respond quickly to your questions and help make things happen for you. If there's anything more I can do,...
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Excellent service like always!!!
Reply from John Gabaldon
July 1st, 2026 05:33 PM
Edith, I appreciate your kind words and am happy to hear that you consistently experience excellent service. If there's anything else I can assist you with, please let me know.
Enjoyed working with John Gabaldon and his team. Very responsive, provided me and the team with constant updates. I was never left wondering. Would be happy to recommend his team again.
Reply from John Gabaldon
June 29th, 2026 07:21 PM
Alexis, I'm grateful for your kind words about working with me and my team. It's good to know that our responsiveness and updates kept you well-informed throughout the process. Thank you for your recommendation!
easy process
Reply from John Gabaldon
June 25th, 2026 02:56 PM
Bryan, I'm glad to hear the process was easy for you. If you have any other questions or need further assistance, please feel free to reach out.
The Gabaldon team was on point with everything smooth and fast service , great communication.
Reply from John Gabaldon
June 25th, 2026 02:39 PM
Adrian, I appreciate your positive feedback about the Gabaldon team's smooth and fast service. It's nice to know that our communication met your expectations. If you have any further questions or need assistance, please feel free to reach out....
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Great team!
Reply from John Gabaldon
June 24th, 2026 03:18 PM
Roberta, I’m happy to hear you feel that way about the team. If there's anything more I can do for you, just let me know!
The full team was helpful during the whole process, making it easier and less stressfull.
Reply from John Gabaldon
June 23rd, 2026 01:50 PM
Marcos, I appreciate your kind words about the team's helpfulness. It's great to hear that we could make the process easier and less stressful for you. If you need any further assistance, please don't hesitate to reach out.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Julia M
Reply from Owner
June 18th, 2026 02:19 PM
Julia, thank you for the 5-star rating. I'm glad to know that you had a positive experience. If there's anything more I can do for you, please feel free to reach out.
I had a great experience with the Waterstone team. I did have my doubts and didn't think we'd make it to the finish line, but they did everything and anything they could to push it to closing. I am very thankful for Waterstone Mortgage and...
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Reply from John Gabaldon
June 18th, 2026 03:34 PM
Julia, I'm glad to hear you had a great experience with the Waterstone team. It's wonderful to know that we could help push everything to closing despite any doubts. Thank you for your recommendation, and feel free to reach out if there's anything...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions