

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John and his staff were very knowledgeable. He worked quickly on my paperwork and explained every detail.
The team at Waterstone Mortgage are an incredible group of knowledgeable individuals. They were in constant communication with myself and my husband and kept us up to date with every milestone in our journey. If any issues arose the team was...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Jesus
Reply from Owner
January 8th, 2026 11:04 AM
Thank you for the 5-star rating, Jesus.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Enzo G
John and all his team are wonderful. He goes above and beyond in providing the best service. I recently work with him on the purchase of my first home, and it was a great experience. As a first time home buyer I had no acknowledge of the process...
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John and his team, were very professional, friendly, with lots on knowledge. My family and I are very thank full for helping us get our new home. We can’t thank you enough for your hard work. Thank you ver very much
Reply from Owner
December 2nd, 2020 12:00 AM
Thank you for leaving a review, we appreciate it! Being kind, professional, and knowledgeable are some of the most important qualities a loan originator can have in the mortgage lending industry, especially during these uncertain times. We...
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Everyone who was involved in helping me with my home purchase was amazing! The experience was fenomenal and everyone there did an amazing job. Would 100% recommend to first time home owners who are looking for their dream home.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Janette P
My experience was a positive one. The company is very precise and fast. They were able to explain to us the process without feeling confused. I’m glad to conduct business with them.
My wife and I were so pleased for all the help and preparedness in our quest in acquiring our new home. You and your team used the best skills and sincere efforts so we could achieve our goals, one by one, with such patience and professionalism....
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions