John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator
University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
More transparency, and when we were told we would have two months before we have our first payment, but unfortunately it's only a month.
Reply from John Gabaldon at Waterstone Mortgag...
August 5th, 2025 03:26 PM
Thank you for sharing your feedback, Trenton. I understand how important it is to have clear expectations, especially regarding payment timelines. I'm sorry for any confusion about the timing of your first payment. If you would like to discuss...
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John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Phương D
Everything is great.
Reply from John Gabaldon at Waterstone Mortgag...
July 30th, 2025 04:19 PM
I'm thrilled to hear that everything met your expectations, Thi. If there's anything else you need or any questions arise in the future, please don't hesitate to contact me.
I lIke the jonh Gabaldon team
Reply from John Gabaldon at Waterstone Mortgag...
July 30th, 2025 02:50 PM
Thank you, Sergio, for your kind words. I'm pleased to know that you had a positive experience with my team. If there's anything else we can assist you with, or if you have any questions in the future, don't hesitate to reach out.
Over all very commutative, have decent rates for the market we in. Also we're helpful when we needed to terminate a contract on another property. Thank you.
Reply from John Gabaldon at Waterstone Mortgag...
July 30th, 2025 02:07 PM
I appreciate your feedback, Luke. I'm glad to hear that the communication throughout the process was effective and that you found our rates competitive. Navigating the complexities like terminating a contract can be challenging, so I'm pleased...
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John was professional, knowledgeable and was willing to work with our finances to figure out a way to get a mortgage. Once I got the pre-qualified letter, it was exactly what he said, I would get the final approval since his team had already...
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John was professional, knowledgable and was willing to work with our finances to figure out a way to get a mortgage. Once I got the pre-qualified letter, it was exactly what he said, I would get the final approval since his team had already...
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Reply from John Gabaldon at Waterstone Mortgag...
July 29th, 2025 02:51 PM
Thank you, Tuan, for sharing your experience. I'm glad to hear that my guidance and support met your expectations. It's important to me that we navigated the financial aspects smoothly and reached the outcome you were aiming for. Your recognition...
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Great and timely responses. The team found the best mortgage to fit my needs.
Reply from John Gabaldon at Waterstone Mortgag...
July 28th, 2025 03:23 PM
Thank you, Tabitha, for sharing your experience. I'm glad to hear that the timely responses and mortgage options worked well for you. Meeting your needs is always a priority, and I'm pleased that you found the right fit. If you have any more...
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From the very beginning to the end, a great experience very professional very helpful, i will definitely be recommending waterstone mortgage
Reply from John Gabaldon at Waterstone Mortgag...
July 26th, 2025 12:23 PM
Thank you so much, Christopher. I'm delighted to hear that you found the experience to be both professional and helpful from start to finish. Your recommendation of Waterstone Mortgage is greatly appreciated, and it means a lot to know that...
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Gracias por toda su ayuda y por su paciencia hacia mi gracias a todo su equipo
Reply from John Gabaldon at Waterstone Mortgag...
July 25th, 2025 12:22 PM
Alma, thank you for your kind words. I'm truly grateful for your appreciation of the help and patience you received. It's always my goal to ensure that the process is as smooth and supportive as possible. If there's anything more you need or...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001
Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions