

John Gabaldon at Waterstone Mortgage NMLS #42...
Loan Originator


University of New Mexico
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Abigail B
John and the team were very responsive and pleasant to work with. They helped us through every step of the process and took the time to answer any questions we had which we appreciated as first time home buyers.
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Reply from John Gabaldon
October 9th, 2025 03:39 PM
Thank you for taking the time to share your experience, Abigail. I'm pleased to know that you found our team responsive and pleasant to work with. It's important to me that first-time home buyers feel supported throughout the process, and I'm...
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Best experience overall
Everything was done in a timely manner and was easily done with easy options and easy to do options. Everyone was friendly and helpful.
Reply from John Gabaldon
October 8th, 2025 01:35 PM
It's great to hear that you found the process timely and straightforward. I appreciate your comments about the friendliness and helpfulness of the team. If you have any other questions or need further assistance, please feel free to reach out....
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On how everthing was straight forward and easy to keep track of .
Reply from John Gabaldon
October 7th, 2025 03:12 PM
I'm glad to hear that the process felt straightforward and easy to follow. Ensuring a smooth experience is always a priority. If you have any questions or need further assistance, please don't hesitate to get in touch.
My experience was excellent. The staff is highly trained, very friendly, and prepared to help you with everything and find the best solution and program for you. Thanks to them, I was able to get the house I wanted; they made my dream come...
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Reply from John Gabaldon
October 2nd, 2025 05:27 PM
Yorbis, thank you for sharing your experience. I'm truly glad to hear that our team could help make your dream come true. It's wonderful to know that the support and guidance from everyone here, including April and Gabriela, made such a positive...
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He worked his tail off to help
Reply from John Gabaldon
October 2nd, 2025 02:10 PM
Gary, I appreciate your words. Knowing that my efforts made a difference for you means a lot. If there’s anything else you need, feel free to reach out.
John Gabaldon at Waterstone Mortgage NMLS #422738 has received a review with 5 star rating from Margarita M
We are very pleased with the result and the help that Jonh Gabaldon and his team gave us, It was a difficult and complicated path, but hi always encouraged us to continue and with his experience he found the way to have our house, thank you...
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Reply from John Gabaldon
October 1st, 2025 05:38 PM
I'm happy to hear that you're pleased with the outcome, Margarita. It’s great to know that my team and I could support you through the challenges and eventually help you find your home. If you have any more questions or need further assistance,...
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Well, as stressful as it was being our first time and all, so that's on us honestly. You were all just wonderful.
Reply from John Gabaldon
September 30th, 2025 03:37 PM
I'm glad to know your experience was a positive one, Wendy, despite it being your first time. Navigating new experiences can indeed be stressful, but I'm grateful you found our support helpful. Should you have any other questions or need further...
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About
A ninth-generation New Mexican, John Gabaldon has over 15 years of mortgage lending experience and specializes in helping first-time homebuyers achieve their dreams. With deep expertise in the New Mexico Mortgage Finance Authority State Bond program, he takes pride in guiding clients through every step of the process. A University of New Mexico graduate, John spends his free time with family, coaching baseball, and serving at Legacy Church. John and his bilingual team ensure Spanish-speaking clients fully understand their home financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyer Zero Down Payment Programs
VA loans
Conventional loans
FHA loans
Spanish Speaking
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Education
- University of New MexicoAug 1998 -Jun 2001

Memberships
- NAHREP
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #422738
Achievements
- #1 Lender in NM in 2024
Hobbies
- Watching sons play baseball
- Working out
- Spending time with wife
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Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions