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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
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    Jeffery W
    Helena, MT
    Posted on October 22nd, 2025 05:53 AM
    John was easy to work with and was great at communicating
    Reply from John Baldridge at Prosperity Home M...
    October 22nd, 2025 03:36 PM
    I'm pleased to hear that you found communication easy throughout the process, Jeffery. I strive to ensure that working with me is straightforward and clear. If there's anything more you need or any further questions arise, please feel free...
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    Catherine L
    Corvallis, MT
    Posted on October 20th, 2025 11:17 PM
    Teamwork between all parties to achieve an early Closing. Much appreciated!
    Reply from John Baldridge at Prosperity Home M...
    October 20th, 2025 11:27 PM
    It's great to hear that the teamwork helped achieve an early closing, Catherine. Your appreciation means a lot, and I'm pleased everything came together smoothly. If there's anything else I can assist with in the future, feel free to let me...
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    Rodeliza M
    Moreno Valley, CA
    Posted on October 20th, 2025 04:34 PM
    John is very handson about all the papers that we need to sign/done. He explains every detail that we need to know as a first time home buyer, he provides all the information and he accommodates all our questions in best of his knowledge. Every...
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    Reply from John Baldridge at Prosperity Home M...
    October 20th, 2025 06:06 PM
    Rodeliza, I truly appreciate your thoughtful feedback. Working closely with you on all the paperwork and ensuring you had a clear understanding of the details was important to me, especially as a first-time home buyer. I'm pleased that you...
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    Clay A
    Stevensville, MT
    Posted on October 20th, 2025 03:23 PM
    updates on loan status, able to reach loan officer at any time.
    Reply from John Baldridge at Prosperity Home M...
    October 20th, 2025 03:27 PM
    I appreciate your feedback, Clay. I'm pleased to know that you found the loan status updates helpful and that I was accessible whenever you needed assistance. It's important to ensure a transparent and communicative process during your purchase....
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    Mark M
    Moreno Valley, CA
    Posted on October 20th, 2025 05:09 AM
    John did an amazing job explaining everything and keeping us on time with closing. Thank you again and we look forward wo working with you in the future.
    Reply from John Baldridge
    October 20th, 2025 03:27 PM
    I appreciate your feedback, Mark. It's great to know that my explanations and efforts to keep everything on schedule were helpful to you. I'm glad to hear you had a smooth experience with the closing. Looking forward to the opportunity to work...
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    Greg E
    Vancouver, WA
    Posted on October 20th, 2025 12:43 AM
    I would reccomend John Baldridge and his team but I currently have a preferred lender that I work with as well as a couple backups. I would be happy to add him to the list if I am requested to provide more than a few. Look forward to future...
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    Reply from John Baldridge
    October 20th, 2025 03:28 PM
    Greg, I appreciate your recommendation and your openness to considering me for future transactions. It's great to know you're interested in working together again, should the opportunity present itself. If there’s ever anything specific I can...
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    Rosalinda M
    Moreno Valley, CA
    Posted on October 18th, 2025 06:23 PM
    John Baldridge is very professional. He responds to inquiries or calls back right away. He funded my buyer's loan to close escrow on the 20th day. Thank you John for your hard work.
    Reply from John Baldridge
    October 20th, 2025 03:28 PM
    It's great to hear that you found my approach professional and that the loan process went smoothly. I aim to be responsive and efficient, so I'm pleased to know that we closed escrow promptly for your buyer. Thank you for taking the time to...
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    Roberta H
    Helena, MT
    Posted on October 17th, 2025 03:19 PM
    Thank you! Great timing and communication
    Reply from John Baldridge at Prosperity Home M...
    October 17th, 2025 04:02 PM
    I appreciate your feedback, Roberta. I'm glad to hear that the timing and communication met your expectations. Ensuring a smooth and informed process is important to me. If you have any more questions or need assistance with future buyers,...
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    Kyla R
    Helena, MT
    Posted on October 17th, 2025 12:03 PM
    John is Very personable, knowledgeable and he and his team are excellent communicators! The entire process was fantastic and I'll recommend him 10/10!
    Reply from John Baldridge
    October 17th, 2025 04:03 PM
    I appreciate your positive feedback, Kyla. It's great to know you found the communication and process satisfactory. I'm committed to providing a supportive experience, and your recommendation means a lot to me. If there are any future needs...
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    Carrie M
    Ennis, MT
    Posted on October 16th, 2025 09:28 PM
    You guys were fantastic to work with! Throughout the process you were all willing to answer my questions and come up with solutions to any problems that came our way. I am so thankful that you guys made the home buying process as painless as...
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    Reply from John Baldridge at Prosperity Home M...
    October 16th, 2025 09:47 PM
    I'm truly grateful for your kind words, Carrie. It means a lot to hear that the process went smoothly for you and that I could assist in making your home buying experience as stress-free as possible. If any more questions arise or if there's...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.