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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
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    Tabatha W
    Pioneer, CA
    Posted on March 4th, 2024 11:18 PM
    John, Is amazing, top-notch lender. I lost my previous lender because he moved out of state. And I never thought I’d find another Lender that was as good as him. John is way better. Thank you John you rock.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm absolutely thrilled to hear that you had such a positive experience with me, Tabatha. Your kind words mean the world to me. It's always my goal to provide top-notch service and I'm glad to know I was able to meet and exceed your expectations....
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    Andrew W
    Belgrade, MT
    Posted on March 1st, 2024 04:52 PM
    John was extremely helpful and responsive with every question I had. Was a very comfortable and easy experience as a first time buyer. Thank you!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm truly grateful for your kind words, Andrew. It was a pleasure assisting you with your home purchase. As a first-time buyer, I understand how the process can often seem daunting. I'm glad I was able to make it comfortable and easy for you....
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    Ryan F
    Belgrade, MT
    Posted on February 29th, 2024 06:04 PM
    I was on the seller side, John did a great job with communication and keeping us informed throughout the process.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm incredibly grateful for your generous review, Ryan. Communication is a key aspect of what we do here at Prosperity Home Mortgage, and I'm glad to hear that you felt informed throughout the entire purchase process. Your satisfaction is my...
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    Kathryn S
    Pioneer, CA
    Posted on February 27th, 2024 12:04 AM
    John is exceptional in his communication and depth of knowledge. He not only guides you through the process but also educates along the way. By explaining the process of various loan options and scenarios, he instills confidence in buyers,...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm truly humbled by your generous review, Kathryn. It's been a genuine pleasure to guide you through the home buying process and provide insight into various loan scenarios. Your trust in my expertise means a lot, and I'm thrilled to have...
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    Heather Y
    Butte, MT
    Posted on February 19th, 2024 03:10 PM
    Not only did John answer every question I had regarding the mortgage process, he was also very quick to reply. His communication was excellent- I'm pretty sure the man works 24/7. Most importantly, though, John was very reassuring. I was a...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much, Heather, for your kind words and for granting me a perfect rating. I'm glad to hear that my communication met your expectations and that you found reassurance in our interactions. It's normal to feel a bit of apprehension...
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    PollyAnn S
    Bozeman, MT
    Posted on February 16th, 2024 05:34 PM
    John was super professional and GREAT to work with! Highly recommend him!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you sincerely for the 5 star review my friend, I'll be reaching out when its time to refinance :)
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    James H
    Bozeman, MT
    Posted on February 16th, 2024 04:19 PM
    John is a great communicator. He listened to our requests and addressed them with the loan product he put together for us. I plan to use John for future loans and would recommend him to others.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm deeply grateful for your kind words and 5-star review, James. It was a pleasure to assist you with your loan and ensure that it was tailored to your specific needs. I strive to provide the best communication and service to my clients, and...
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    Tripp E
    Bozeman, MT
    Posted on February 10th, 2024 01:04 AM
    He picks up the phone when I call.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Everytime my friend!
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    Linda W
    Darby, MT
    Posted on January 20th, 2024 05:11 PM
    The support I received filling out forms and incredible advice I received. John was the Best agent!!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you, Linda, for the glowing review! I'm thrilled to hear that you felt supported throughout the form-filling process and appreciated the advice provided. It's always my goal to provide the best service to clients like you. I look forward...
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    Nicholas B
    Butte, MT
    Posted on January 15th, 2024 04:28 PM
    John and his team are the third group I’ve worked with… and as the saying goes: Third time’s the charm!From Day 1, John was upfront and honest about the entire process and worked hard to find me the best deal. He and his team worked quickly...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Hi Nicholas, Thank you for the perfect rating and the wonderful review. It's rewarding to know that you felt cared for throughout the process and found our service seamless. Our team prides itself on being upfront, diligent, and quick in handling...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.