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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
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    Claudia A
    Bozeman, MT
    Posted on July 1st, 2024 01:23 PM
    Very responsive and timely information
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you so much, Claudia, for your stellar rating and positive feedback. I am glad to know you found my services at Prosperity Home Mortgage as responsive and timely. It was a pleasure to assist you with your loan purchase. Should you need...
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    Steven S
    Bozeman, MT
    Posted on June 28th, 2024 11:17 PM
    John's hustle and communication was top notch. None of the other lenders I worked with came close to approaching John's level of service.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thanks for the glowing review, Steven! I'm thrilled to hear that you appreciated my dedication and communication during your purchase. It was truly a pleasure working with you, and I'm glad I could provide the level of service you deserve....
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    Melanie H
    Sheridan, MT
    Posted on June 28th, 2024 08:13 PM
    John was very receptive to questions, calls and emails! I wish every lender was like him! Great overall experience. Would highly recommend to everyone! Duncan & Melanie Hedges
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had such a positive experience, Melanie! It's always my top priority to be available and informative for my clients throughout the entire loan process. Hearing that you would recommend me to others is the highest...
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    Peter D
    Belgrade, MT
    Posted on June 27th, 2024 01:53 AM
    Everything and everyone.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm glad to see that you had a positive experience with Prosperity Home Mortgage, Peter. It's wonderful to hear that you found the loan purchase process satisfactory. I strive to provide the best service and your rating of 4.83 out of 5 stars...
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    Seth N
    Sutter Creek, CA
    Posted on June 25th, 2024 11:33 PM
    Working with John was our pleasure. He is an accomplished professional who was reliable and available to us throughout every step of the process. Thankful to have him in our corner!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had a positive experience with Prosperity Home Mortgage, Seth! I take pride in being reliable and available to my clients throughout the entire home buying process and I'm glad to have been able to assist you....
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    Jamie P
    Sutter Creek, CA
    Posted on June 25th, 2024 10:53 PM
    Amazing team will continue to use in the future.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Dream Team!
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    Patrick G
    Belgrade, MT
    Posted on June 16th, 2024 09:26 PM
    Being walked through the mortgage process step by step was very helpful.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm glad to hear that you found our step by step mortgage process helpful, Patrick. At Prosperity Home Mortgage, we strive to provide a seamless and understandable process to all of our clients. Your feedback is very appreciated and will assist...
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    Julianna H
    Lolo, MT
    Posted on June 10th, 2024 02:44 AM
    ...........
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    Thank you Julianna
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    Neeta P
    Sutter Creek, CA
    Posted on June 5th, 2024 10:34 PM
    John and his team ere great .
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm sincerely glad to hear that you had a positive experience, Neeta! My team and I at Prosperity Home Mortgage always strive to provide top-notch service to our clients. Your feedback and rating of 5 stars truly validates our efforts. If you...
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    Daniel H
    Lolo, MT
    Posted on May 31st, 2024 11:40 PM
    The overall experience was pretty good but the last 2 days before signing caused a lot of headaches & concerns. We had 3 different amounts of money told to us that we needed at closing that had a $10,000.00 difference. It was extremely frustrating...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I appreciate your honesty, Daniel, and I'm genuinely sorry to hear that you found the final stages of the loan process stressful. At Prosperity Home Mortgage, we always aim to provide clear, accurate, and timely information to our clients....
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.