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John Baldridge at Prosperity Home Mortgage - Newport Beach - Executive Purchase Loan Officer | NMLS# 1942991 in Newport Beach, CA
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John Baldridge at Prosperity Home Mortgage - ...

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Executive Purchase Loan Officer | NMLS# 1942991

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Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump... Show More
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Location & Business Hours
Business Hours
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
92%
4 Star
5%
3 Star
1%
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Reviews from Web
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    Pamela R
    Ione, CA
    Posted on May 28th, 2025 11:45 PM
    John is AMAZING! Went beyond the call of duty for sure! I'm a new agent and honestly never been so impressed with how this whole process went with him and his team! I will be forever faithful to him, and even if I'm not doing real estate, I...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had such a positive experience, Pam! It was a pleasure assisting you, your clients and I appreciate your kind words and continued support. Thank you for your trust and recommendations. Cheers and here's to the...
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    Nacoma M
    Alberton, MT
    Posted on May 18th, 2025 07:22 PM
    John and his team made this process easy and always kept us informed of the process. This is the second time I have worked with john and look forward to doing so again in the future!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that your refinancing process was smooth and well-communicated. It was a pleasure working with you again, and I look forward to assisting you in the future. Thank you for your trust and feedback!
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    Jerry R
    Stockton, CA
    Posted on May 15th, 2025 02:58 PM
    The service provided and attention to detail was outstanding. John's level of attention to detail made the entire process easy including John's team. I would definitely recommend him to anyone Without hesitation.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you found the service and attention to detail outstanding. It was a pleasure assisting you with your refinance cash-out, and I'm glad my team and I could make the process easy for you. Thank you for your recommendation....
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    Emmanual C
    Stevensville, MT
    Posted on May 15th, 2025 12:55 PM
    John and his team were excellent throughout the process!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had an excellent experience with our team throughout the process. It was a pleasure assisting you with your purchase. Thank you for your kind words and for choosing Prosperity Home Mortgage.
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    Melanie H
    Sheridan, MT
    Posted on April 25th, 2025 03:05 PM
    John was in contact and very on top of things! When there was questions he was there to answer them 😊 we will use him again in the future!
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you found my communication effective and that I could assist with your questions during the refinancing process. I look forward to working with you again in the future. Thank you for your kind words!
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    Walter G
    Ione, CA
    Posted on April 23rd, 2025 07:24 PM
    Having the team of John and Justin made my experience so incredibly smooth. I Appreciate all the help and communication Through out the process.
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm delighted to hear that your refinance process was incredibly smooth with the help of John and Justin. We appreciate your kind words and are pleased to know that our communication met your expectations. Thank you for choosing Prosperity...
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    Hammad Z
    Sacramento, CA
    Posted on April 20th, 2025 08:40 PM
    Thank you! I had a great experience because the team was incredibly helpful, responsive, and supportive throughout the entire loan process. They made everything clear and easy to understand, which took a lot of stress out of buying a home....
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you had a great experience with the loan process, Hammad. It was a pleasure assisting you, and I'm glad we could make the process clear and stress-free. Thank you for your kind words and for choosing Prosperity Home...
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    Troy D
    Missoula, MT
    Posted on April 14th, 2025 02:56 PM
    The ease and friendliness of my experience
    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that your experience was both easy and friendly. It was a pleasure assisting you with your home purchase. Thank you for choosing Prosperity Home Mortgage.
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    Paulette M
    Missoula, MT
    Posted on April 14th, 2025 02:10 PM
    John is super responsive and that means everything in a process like this. Near the end, we were thrown a bit of a curveball because one of the buyers was not going to e in town for the closing but John and his team got everything handled in...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that my responsiveness made a positive impact on your home purchase process. Navigating unexpected challenges is part of what we do, and I'm glad we could ensure a seamless closing despite the curveball. Thank you for your...
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    Trenton H
    Corona, CA
    Posted on April 13th, 2025 07:54 AM
    John always gave us candid advice through the whole process. We had dragged out our home buying process for years and dealt with multiple realtors but we went back to John because he was very helpful, transparent and worked quickly to get us...
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    Reply from John Baldridge at Prosperity Home M...
    July 30th, 2025 05:39 PM
    I'm thrilled to hear that you found my advice candid and the process helpful. It's great to know that my transparency and quick work made a positive impact on your home-buying journey. Thank you for your trust and for choosing to work with...
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    About
    Husband, Father and Lender for Life I’ve been in the industry over 20 years. Starting out as an Escrow Assistant, moved up to an Escrow Officer and found my way into a National Sales Position for Title & Escrow. I eventually decided to jump into the Lenders side of the business with both feet. I started out as a Loan Processor until I decided to get licensed as a Mortgage Loan Originator years and years ago. I have an extremely well rounded knowledge of our business as a whole! I don’t do business as a one and done. Plan on sticking with me for life. I absolutely love helping my clients with their financial goals and love it even more when I get to call my clients saying “Congratulations your loan has FUNDED” .
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #1942991
    • AZ license 1007972
    • CA license CA-DBO1942991
    • View All
    Awards
    Top 1% Mortgage Or...
    Hobbies
    • God, Family, Friends, Softball, Coach, Service
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.