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John Adams - Loan Officer | NMLS 1765038 in Basking Ridge, NJ

John Adams

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Loan Officer | NMLS 1765038

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John Adams (NMLS #1765038) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, John provides comprehensive ho...... Show More
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Overall Ratings
4.99
(92)
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  • 5.0
    SFTP
    C
    Cassandra G
    Mendham, NJ
    Posted on June 5th, 2026 03:16 PM
    Constant communication, quick turnaround and exceptional service.
  • 5.0
    SFTP
    W
    William S
    Manville, NJ
    Posted on May 17th, 2026 09:37 AM
    th.e caring and experience of john for getting my loan done ..
    Reply from John Adams
    June 1st, 2026 01:26 PM
    I'm grateful for your kind words, William. It's good to know that my experience and dedication helped in getting your loan completed. If you need any further assistance, please let me know.
  • 5.0
    SFTP
    N
    Nancy A
    Manville, NJ
    Posted on May 14th, 2026 01:39 PM
    Working with John was an excellent experience from start to finish. As a Realtor, having a knowledgeable, responsive loan officer can make all the difference, and John consistently delivered. Communication was clear, timelines were met, and...
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  • 4.83
    SFTP
    A
    Aimee H
    Island Heights, NJ
    Posted on April 23rd, 2026 04:29 PM
    The process was easier than expected. John and his team wereprofessional, fast and made the whole experience painless. I highly recommend.
    Reply from John Adams
    May 8th, 2026 04:30 PM
    I'm pleased to hear that the process was easier than you anticipated, Aimee. It's great to know that my team and I could provide a professional and painless experience for you. Thank you for the recommendation!
  • 5.0
    SFTP
    P
    Patrick H
    Island Heights, NJ
    Posted on April 21st, 2026 10:44 AM
    Great communication, took the time to make sure the application process was accurate and went smoothly
    Reply from John Adams
    May 6th, 2026 04:31 PM
    I'm happy to hear that the communication and application process met your expectations, Patrick. Taking the time to ensure accuracy and a smooth experience is important to me. If you have any further questions or need assistance, please feel...
    read more
  • 5.0
    SFTP
    J
    Joseph S
    Forked River, NJ
    Posted on January 22nd, 2026 01:35 PM
    Great people to work with, made it easy to get the loan closed.
    Reply from John Adams
    February 6th, 2026 06:29 PM
    I'm glad to hear that the process felt easy and smooth for you, Joseph. It’s important to me that everything is straightforward and efficient when closing a loan. If you have any questions or need further assistance, feel free to reach out.
  • 5.0
    SFTP
    K
    Katherine O
    Toms River, NJ
    Posted on December 3rd, 2025 09:54 PM
    John was amazing to work with and make our first home buying experience so much less stressful! He was a great communicator and really made us feel so comfortable throughout the process.
    Reply from John Adams
    December 18th, 2025 09:56 PM
    I'm really glad to hear that I could help make your first home-buying journey less stressful, Katherine. Effective communication and ensuring you're comfortable throughout the process are priorities for me, so I'm happy to hear it made a difference...
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  • 5.0
    SFTP
    L
    Lorna K
    Toms River, NJ
    Posted on December 3rd, 2025 01:31 PM
    John always answered my calls and was quick to respond to my emails.
  • 5.0
    SFTP
    K
    Kimberly H
    Cape May Court House, NJ
    Posted on November 30th, 2025 11:07 AM
    Everything was smooth, clearly communicated, and timely.
    Reply from John Adams
    December 15th, 2025 05:33 PM
    I'm pleased to hear that everything went smoothly and was communicated clearly and on time, Kimberly. Ensuring a seamless and efficient process is important to me, so I'm glad it was reflected in your experience. If you need anything else or...
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  • 5.0
    SFTP
    S
    Steven S
    Branchburg, NJ
    Posted on November 21st, 2025 12:24 PM
    Very personable, responsive, and knowledgeable
    Reply from John Adams
    December 8th, 2025 02:47 PM
    It's good to know that you found the process personable, responsive, and knowledgeable, Steven. Creating a positive and smooth experience is my goal, so I'm pleased that it reflected in your experience. If there's anything further I can assist...
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  • 10 of 92
    About
    John Adams (NMLS #1765038) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, John provides comprehensive home financing solutions with Embrace Home Loans. John is hardworking, caring, and passionate about helping homebuyers find the mortgage loan that's right for them. He grew up in Bridgewater, NJ (just five minutes away from his Embrace office!), so he's more than familiar with the areas in which his clients are looking for homes. John went to Bridgewater-Raritan High School and then went on to attend Delaware Valley University. Contact John today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    503
    /850
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    Positions
    • Embrace Home Loans - Loan Officer
      Aug 1st, 2019 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1765038
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.