

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
We have worked with Joe Zamoiski at Washington First Mortgage for the past ten years and would highly recommend him to anyone looking to buy or sell a property in the greater DC area. As our lender, he has and continues to always respond to...
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Joe is great - he goes out of his way to make sure you're happy. The only thing I wish would've been different was meeting him in-person but our closing was extremely quick (21 days!). As first time buyers, Joe really helped break all the things...
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Joe got us some great rates and was able to work very well with our unique buying/selling scenario.
Joe was amazing at pushing through our 21-day closing timeline. We got the house of our dreams and have Joe and his team to thank for it!
Joe was knowledgeable, personable and made the transaction as stress free as possible.
Regular communication, responding to emails, calls and texts in a timely manner is important - for the life of the loan. Customer service is the most important quality for me when it comes to my loan. I want to know that when I have a question,...
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Joe's responsiveness and help, made my first time home buying experience better than I ever thought it would be. Couldn't do it without his help!
Joe was faithful throughout the entire home-buying process to answer our questions in a timely manner and worked hard to get us into the home we wanted and be financially confident moving forward.
Joe and his staff made everything quick and easy for me on my recent refinance. i would recommend Joe to any of my friends and family.
It was a pleasure working with Joe on purchasing a condo in DC. He was always available to answer any questions I had. This was my first time buying a home, and Joe made sure I understood every step of the process. Thanks so much Joe!
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026