

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM(Open now)
Sun
9 AM to 5 PM
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Reviews from Web
These guys are very knowledgeable, it was a smooth, seamless and fast transaction.
Team Z is the best on the planet!
Joe and the team are thorough and wonderful to work with! They walk through everything and respond to last minute, urgent questions promptly. Thank you Joe et al!
Joe and his team were very responsive and exceeded our expectations.
Our refinancing with Joe and his team was great and the closing went smoothly on our front porch because of the COVID Pandemic!
All!
Joe did a fantastic job with my loan. He was unbelievably responsive and answered every question I had immediately. He provided first class financial advice and made the process extremely smooth. I would not hesitate to recommend Joe to everyone...
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Everything went smoothly despite the pandemic.
Joe is phenomenal combining the personal touch with incredible knowledge of the market. I've done many deals with Joe over the years and he is consistently positive and professional today as he was 15 years ago--amazing!
Joe was able to quickly find us a mortgage rate and terms that were far better than the 4+ banks and brokers we had spoken with. In addition, Joe was able to close on the deal with relatively short notice as we were not referred to him until...
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Service was exceptional until the question of payment arose. It was not until a couple of exchanged emails, the last of which from Joe had a scolding tone, was it made clear the timeline and mechanism by which the initial payment would be made....
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026