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Joe Zamoiski - SVP | Sales Manager | NMLS ID #118525 in Fairfax, VA

Joe Zamoiski

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SVP | Sales Manager | NMLS ID #118525

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Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM(Open now)
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Reviews from Web
  • Encompass
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    Sandra K
    Annapolis, MD
    Posted on August 26th, 2020 02:38 PM
    The entire team was very responsive and helpful making the process so easy!
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    Daniel L
    Leesburg, VA
    Posted on August 26th, 2020 10:30 AM
    This is our fourth time working with Joe. Always a great experience!
  • Encompass
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    Eboni M
    Columbia, MD
    Posted on August 22nd, 2020 06:00 PM
    I so enjoyed getting to purchase my first home with Joe and his team. They diligently worked with me throughout the process and took care of me.
  • Encompass
    J
    John B
    Washington, DC
    Posted on August 22nd, 2020 02:28 PM
    Hands down, the easiest financing experience I’ve had. Joe and the team are fantastic!
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    Tracy M
    Bowie, MD
    Posted on August 17th, 2020 08:09 PM
    Joe Zamoiski represents exceptional customer driven service. He made me feel as if my mom and I were a priority, and he was readily available. He was efficient and effective throughout our loan process, and post loan stage; providing consistent...
    read more
  • Encompass
    A
    Atul A
    Fairfax, VA
    Posted on August 17th, 2020 12:11 PM
    Great communication and overall service
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    Matthew C
    Arlington, VA
    Posted on August 11th, 2020 02:54 PM
    The endless array of forms need to be standardized. Several documents were not included or mentioned in the original packet and were sent over late, and required signatures or scans, so we lost a few days getting those taken care of.I'm sure...
    read more
  • Encompass
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    Stephen K
    Edgewater, MD
    Posted on August 11th, 2020 11:16 AM
    The end of the transaction was a little more cumbersome than expected. Would appreciate being able to call and actually talk to the loan officers. Most of the communication was by email which seemed a little impersonal. Would recommend establishing...
    read more
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    Michael S
    Silver Spring, MD
    Posted on August 9th, 2020 10:13 AM
    Joe, Thanks again for helping us w/ the VA IRRL refinance, we really appreciated everything you did for us. This was the second refinance that one we did w/ you and you are batting 1,000. Mike and Toni Smith
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    Daniel U
    Germantown, MD
    Posted on August 7th, 2020 08:51 PM
    Thanks for the help with my refi! Joe and his team were great at communicating and assisting me through the process. Cut my interest rate almost in half!
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    About
    Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Second mortgages
    Construction loans
    Refinance transactions
    Purchase transactions
    Purchase and Refinance transactions
    Conventional Loans
    FHA Loan
    USDA Loan
    View All
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    Memberships
    • President Club Winner
    • Top Mortgage Pro 2025
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #118525
    • Licensed in DC, GA, MD, VA, SC
    Achievements
    • Presidents Club from 2000-2025
    Hobbies
    • Going to Movies
    • Reading
    • HART For Animals
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026