

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM(Open now)
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Reviews from Web
The entire team was very responsive and helpful making the process so easy!
This is our fourth time working with Joe. Always a great experience!
I so enjoyed getting to purchase my first home with Joe and his team. They diligently worked with me throughout the process and took care of me.
Hands down, the easiest financing experience I’ve had. Joe and the team are fantastic!
Joe Zamoiski represents exceptional customer driven service. He made me feel as if my mom and I were a priority, and he was readily available. He was efficient and effective throughout our loan process, and post loan stage; providing consistent...
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Great communication and overall service
The endless array of forms need to be standardized. Several documents were not included or mentioned in the original packet and were sent over late, and required signatures or scans, so we lost a few days getting those taken care of.I'm sure...
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The end of the transaction was a little more cumbersome than expected. Would appreciate being able to call and actually talk to the loan officers. Most of the communication was by email which seemed a little impersonal. Would recommend establishing...
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Joe,
Thanks again for helping us w/ the VA IRRL refinance, we really appreciated everything you did for us. This was the second refinance that one we did w/ you and you are batting 1,000.
Mike and Toni Smith
Thanks for the help with my refi! Joe and his team were great at communicating and assisting me through the process. Cut my interest rate almost in half!
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026