

Joe Zamoiski
SVP | Sales Manager | NMLS ID #118525

Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Enterta... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Everything
Smooth process all around. Thanks!
Joe was there with me from the moment I started looking at properties, always available for advice, estimates, and any questions I might have. He has made my first time homebuying process 10 times less daunting than it would have been otherwise,...
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Easy communication!
Compared to another lender I started with, Joe was reachable in the crucial moments and even on weekends. That made a lot of difference. Although we wish our numbers were better, we were not far off from the estimates provided by Joe and are...
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Joe went above and beyond to help in the request sometimes in late hours and turn around quickly with some time sensitive questions. It was great experience working with him and his team.
Joe and his team were very informative all through the process. The numbers were accurate and week within my expectations. Thank you for all of your help.
Joe and his team were simply wonderful to work with, friendly, supportive, good communicators - helpful at every step of the way! Joe went the extra mile supporting us with the appraisal waiver. We are so grateful to Joe and his team.
1. The requests were very clear2. We were able to close on record time 3. We did not have multiple re-requests 4. Team was able to use the e information either sent via email or uploaded via portal therefore not forcing me to use one way to...
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Expedited service and smooth handoffs to various SMEs.
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About
Joe Zamoiski III is a native Washingtonian and a graduate of Boston University. Over the last 27 years, he has excelled at “turning clients into friends every day,” first while working as an account executive for Washington Sports & Entertainment (the parent company of the Washington Wizards and the Washington Capitals) and now with Atlantic Coast Mortgage. Joe joined the mortgage industry in 1998 and found the business appealing as it was an opportunity to help people navigate the home buying process. His mission has always been to ensure each client feels informed, confident, and comfortable from day one. Joe has also been teaching 1st-time buyer seminars for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Second mortgages
Construction loans
Refinance transactions
Purchase transactions
Purchase and Refinance transactions
Conventional Loans
FHA Loan
USDA Loan
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Memberships
- President Club Winner
- Top Mortgage Pro 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #118525
- Licensed in DC, GA, MD, VA, SC
Awards
Achievements
- Presidents Club from 2000-2025
Hobbies
- Going to Movies
- Reading
- HART For Animals
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Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee | All Rights Reserved. Copyright © 2026